Below are the complete branch details for Bank of Baroda, J V JAIN COLLEGE branch, located in SAHARANPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJSAJV. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJSAJV for Bank of Baroda – J V JAIN COLLEGE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – J V JAIN COLLEGE is BARB0VJSAJV. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJSAJV map to this branch in SAHARANPUR, UTTAR PRADESH.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its J V Jain College branch in Saharanpur, Uttar Pradesh is part of this network and uses the IFSC code BARB0VJSAJV for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | J V Jain College |
| IFSC Code | BARB0VJSAJV |
| MICR Code | Refer to cheque leaf |
| Branch Address | J V JAIN COLLEGE BRANCH NEAR N C C OFFICEPRADUMN NAGAR SAHARANPUR 247001 |
| City | Saharanpur |
| District | Saharanpur |
| State | Uttar Pradesh |
| STD Code | 25 |
| Phone | 1800223347 |
J V Jain College branch overview
Located at J V JAIN COLLEGE BRANCH NEAR N C C OFFICEPRADUMN NAGAR SAHARANPUR 247001, the J V Jain College branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJSAJV is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including J V JAIN COLLEGE of Bank of Baroda — its own 11-character IFSC. The code BARB0VJSAJV is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJSAJV the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the J V Jain College branch
Once you have an account at Bank of Baroda – J V JAIN COLLEGE, the IFSC BARB0VJSAJV stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The J V Jain College branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 25-1800223347.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJSAJV
How to transfer money using IFSC BARB0VJSAJV
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJSAJV across all three.
How to use IFSC BARB0VJSAJV for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's J V JAIN COLLEGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJSAJV.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as J V JAIN COLLEGE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to J V JAIN COLLEGE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's J V JAIN COLLEGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJSAJV while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda J V JAIN COLLEGE (IFSC BARB0VJSAJV)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJSAJV in your mobile or internet banking app, and the money is credited to the J V JAIN COLLEGE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJSAJV for Bank of Baroda – J V JAIN COLLEGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJSAJV | Yes – BARB0VJSAJV | Yes – BARB0VJSAJV |
For most retail customers crediting the J V Jain College branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJSAJV
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – J V JAIN COLLEGE is still mapped to IFSC BARB0VJSAJV. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJSAJV and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the J V Jain College branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJSAJV is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the J V Jain College branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJSAJV for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – J V JAIN COLLEGE:
- The IFSC is exactly BARB0VJSAJV with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and J V JAIN COLLEGE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The J V Jain College branch sits at J V JAIN COLLEGE BRANCH NEAR N C C OFFICEPRADUMN NAGAR SAHARANPUR 247001. If you are travelling from outside Saharanpur, search for the branch on a maps application using the bank name and locality, or call 25-1800223347 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJSAJV and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJSAJV for Bank of Baroda – J V JAIN COLLEGE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at J V Jain College are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJSAJV continue to work without interruption.
Branch address & contact
Bank of BarodaJ V Jain College Branch
J V JAIN COLLEGE BRANCH NEAR N C C OFFICEPRADUMN NAGAR SAHARANPUR 247001
Saharanpur, Uttar Pradesh
Phone: 25-1800223347
IFSC: BARB0VJSAJV
Frequently asked questions
Is IFSC BARB0VJSAJV the same for all accounts at J V Jain College branch?
Yes. The IFSC BARB0VJSAJV is shared by every account held at Bank of Baroda's J V Jain College branch. Only the account number changes from customer to customer.
Is IFSC BARB0VJSAJV valid for NEFT and RTGS?
Yes. IFSC BARB0VJSAJV is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda J V Jain College branch?
You can reach the branch at 25-1800223347 during regular banking hours.
Does Bank of Baroda J V Jain College branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 25-1800223347 to confirm.
How do I add Bank of Baroda J V Jain College as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJSAJV, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda J V Jain College branch located?
Bank of Baroda's J V Jain College branch is located at J V JAIN COLLEGE BRANCH NEAR N C C OFFICEPRADUMN NAGAR SAHARANPUR 247001, Saharanpur, Uttar Pradesh.
Summary
The IFSC code BARB0VJSAJV belongs to Bank of Baroda's J V JAIN COLLEGE branch, located at J V JAIN COLLEGE BRANCH NEAR N C C OFFICEPRADUMN NAGAR SAHARANPUR 247001 in SAHARANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
