This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, POSHINA branch in SABAR KANTHA. The 11-digit IFSC BARB0DBPOSH uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the POSHINA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – POSHINA is BARB0DBPOSH. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBPOSH map to this branch in SABAR KANTHA, GUJARAT.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Poshina |
| IFSC Code | BARB0DBPOSH |
| MICR Code | Refer to cheque leaf |
| Branch Address | DENA BANK N POLICE STATIONAT POTAL POSHINA DISTRICT SABARKANTHA POSHINA SABAR KANTHA GUJARAT 383422 |
| City | Sabar Kantha |
| District | Sabar Kantha |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Poshina branch in Sabar Kantha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBPOSH.
About the Poshina branch
The Poshina branch of Bank of Baroda is situated at DENA BANK N POLICE STATIONAT POTAL POSHINA DISTRICT SABARKANTHA POSHINA SABAR KANTHA GUJARAT 383422. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBPOSH is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including POSHINA of Bank of Baroda — its own 11-character IFSC. The code BARB0DBPOSH is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBPOSH the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0DBPOSH
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBPOSH across all three.
How to use IFSC BARB0DBPOSH for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's POSHINA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBPOSH.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as POSHINA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DBPOSH
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – POSHINA, ensure your bank's portal accepts IFSC BARB0DBPOSH while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – POSHINA, use IMPS. With IFSC BARB0DBPOSH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Poshina
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBPOSH:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at POSHINA is still linked to IFSC BARB0DBPOSH.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's POSHINA branch, the IFSC BARB0DBPOSH is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Poshina branch is mapped to IFSC BARB0DBPOSH on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBPOSH.
Products and services
Customers walking into the Poshina branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBPOSH
MICR & cheque-truncation details
Cheques drawn on the Poshina branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBPOSH for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0DBPOSH
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the POSHINA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBPOSH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – POSHINA:
- The IFSC is exactly BARB0DBPOSH with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and POSHINA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Poshina branch
The branch is located at DENA BANK N POLICE STATIONAT POTAL POSHINA DISTRICT SABARKANTHA POSHINA SABAR KANTHA GUJARAT 383422, which puts it inside Sabar Kantha, the broader Sabar Kantha district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Poshina branch” — the verified location pin for IFSC BARB0DBPOSH should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBPOSH and your account number.
Verifying IFSC BARB0DBPOSH from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBPOSH by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Poshina are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBPOSH continue to work without interruption.
Branch address & contact
Bank of BarodaPoshina Branch
DENA BANK N POLICE STATIONAT POTAL POSHINA DISTRICT SABARKANTHA POSHINA SABAR KANTHA GUJARAT 383422
Sabar Kantha, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBPOSH
Frequently asked questions
How quickly will an NEFT transfer using BARB0DBPOSH be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Poshina reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Poshina branch?
The IFSC code of Bank of Baroda, Poshina branch is BARB0DBPOSH. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0DBPOSH the same for all accounts at Poshina branch?
Yes. The IFSC BARB0DBPOSH is shared by every account held at Bank of Baroda's Poshina branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Poshina branch but serve different purposes.
Where is Bank of Baroda Poshina branch located?
Bank of Baroda's Poshina branch is located at DENA BANK N POLICE STATIONAT POTAL POSHINA DISTRICT SABARKANTHA POSHINA SABAR KANTHA GUJARAT 383422, Sabar Kantha, Gujarat.
Does Bank of Baroda Poshina branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Poshina branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Poshina as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBPOSH, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0DBPOSH belongs to Bank of Baroda's POSHINA branch, located at DENA BANK N POLICE STATIONAT POTAL POSHINA DISTRICT SABARKANTHA POSHINA SABAR… in SABAR KANTHA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
