Use this page as a one-stop reference for everything related to Bank of Baroda's RANNI,KERALA branch in RANNI, KARNATAKA. The branch's IFSC code BARB0RANNIX is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0RANNIX is the IFSC of Bank of Baroda's RANNI,KERALA branch. The format is fixed: BARB = bank code, 0 = reserved, RANNIX = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Ranni,Kerala |
| IFSC Code | BARB0RANNIX |
| MICR Code | Refer to cheque leaf |
| Branch Address | PUNNAMOOTIL BLDG,GROUND FLOOR,PAZHAVANGADI,RANNI,DT-PATHANMTHITTA,KERALA 689673. |
| City | Ranni |
| District | Pathanamthitta |
| State | Karnataka |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Ranni,Kerala branch in Ranni. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0RANNIX.
About this branch
The branch is located at PUNNAMOOTIL BLDG,GROUND FLOOR,PAZHAVANGADI,RANNI,DT-PATHANMTHITTA,KERALA 689673.. It serves the Ranni region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0RANNIX is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RANNI,KERALA of Bank of Baroda — its own 11-character IFSC. The code BARB0RANNIX is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0RANNIX the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0RANNIX
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0RANNIX across all three.
How to use IFSC BARB0RANNIX for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RANNI,KERALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0RANNIX.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as RANNI,KERALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RANNI,KERALA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's RANNI,KERALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0RANNIX while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda RANNI,KERALA (IFSC BARB0RANNIX)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0RANNIX in your mobile or internet banking app, and the money is credited to the RANNI,KERALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0RANNIX for Bank of Baroda – RANNI,KERALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0RANNIX | Yes – BARB0RANNIX | Yes – BARB0RANNIX |
For most retail customers crediting the Ranni,Kerala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0RANNIX
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – RANNI,KERALA is still mapped to IFSC BARB0RANNIX. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0RANNIX and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ranni,Kerala branch is mapped to IFSC BARB0RANNIX on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0RANNIX.
Products and services
Customers walking into the Ranni,Kerala branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0RANNIX
MICR & cheque-truncation details
Cheques drawn on the Ranni,Kerala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0RANNIX for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Ranni,Kerala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0RANNIX is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0RANNIX
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – RANNI,KERALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0RANNIX. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ranni,Kerala branch
The branch is located at PUNNAMOOTIL BLDG,GROUND FLOOR,PAZHAVANGADI,RANNI,DT-PATHANMTHITTA,KERALA 689673., which puts it inside Ranni, the broader Pathanamthitta district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Ranni,Kerala branch” — the verified location pin for IFSC BARB0RANNIX should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0RANNIX and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0RANNIX for Bank of Baroda – RANNI,KERALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ranni,Kerala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0RANNIX, however, work 24x7.
Branch address & contact
Bank of BarodaRanni,Kerala Branch
PUNNAMOOTIL BLDG,GROUND FLOOR,PAZHAVANGADI,RANNI,DT-PATHANMTHITTA,KERALA 689673.
Ranni, Karnataka
Phone: 1800223344
IFSC: BARB0RANNIX
Frequently asked questions
Does Bank of Baroda Ranni,Kerala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Is IFSC BARB0RANNIX the same for all accounts at Ranni,Kerala branch?
Yes. The IFSC BARB0RANNIX is shared by every account held at Bank of Baroda's Ranni,Kerala branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Ranni,Kerala branch located?
Bank of Baroda's Ranni,Kerala branch is located at PUNNAMOOTIL BLDG,GROUND FLOOR,PAZHAVANGADI,RANNI,DT-PATHANMTHITTA,KERALA 689673., Ranni, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ranni,Kerala branch but serve different purposes.
How quickly will an NEFT transfer using BARB0RANNIX be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Ranni,Kerala reflect within 30 minutes.
How do I add Bank of Baroda Ranni,Kerala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0RANNIX, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0RANNIX belongs to Bank of Baroda's RANNI,KERALA branch, located at PUNNAMOOTIL BLDG,GROUND FLOOR,PAZHAVANGADI,RANNI,DT-PATHANMTHITTA,KERALA … in RANNI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
