IFSC Code of Bank of Baroda, Ranipettai,Vellore,Tn Branch, Tamil Nadu

If you are searching for the IFSC code of Bank of Baroda, RANIPETTAI,VELLORE,TN branch in RANIPET, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BARB0RANIPE. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RANIPETTAI,VELLORE,TN branch, and detailed step-by-step guides for using the IFSC BARB0RANIPE across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's RANIPETTAI,VELLORE,TN branch, the IFSC BARB0RANIPE breaks down as follows: BARB identifies the bank, 0 is the reserved character, and RANIPE identifies this particular branch.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Ranipettai,Vellore,Tn branch — IFSC BARB0RANIPE — extends the bank's services to customers in and around Ranipet, Tamil Nadu.

Ranipettai,Vellore,Tn branch overview

Located at G -2,M F ROAD,RANIPETTAI,DIST VELLORE,TAMIL NADU -632401., the Ranipettai,Vellore,Tn branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0RANIPE is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's RANIPETTAI,VELLORE,TN branch came to be assigned the code BARB0RANIPE.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0RANIPE, money simply cannot be routed to the RANIPETTAI,VELLORE,TN branch electronically.

How to transfer money using IFSC BARB0RANIPE

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0RANIPE across all three.

NEFT to Bank of Baroda, RANIPETTAI,VELLORE,TN using IFSC BARB0RANIPE

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0RANIPE, and confirm that the system picks up Bank of Baroda – RANIPETTAI,VELLORE,TN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0RANIPE

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – RANIPETTAI,VELLORE,TN, ensure your bank's portal accepts IFSC BARB0RANIPE while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda RANIPETTAI,VELLORE,TN (IFSC BARB0RANIPE)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0RANIPE in your mobile or internet banking app, and the money is credited to the RANIPETTAI,VELLORE,TN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ranipettai,Vellore,Tn

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0RANIPE:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RANIPETTAI,VELLORE,TN is still linked to IFSC BARB0RANIPE.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's RANIPETTAI,VELLORE,TN branch, the IFSC BARB0RANIPE is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ranipettai,Vellore,Tn branch is mapped to IFSC BARB0RANIPE on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0RANIPE.

Products and services

Customers walking into the Ranipettai,Vellore,Tn branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0RANIPE

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0RANIPE and the account number together uniquely identify the Ranipettai,Vellore,Tn branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Ranipettai,Vellore,Tn branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0RANIPE is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RANIPETTAI,VELLORE,TN:

• The IFSC is exactly BARB0RANIPE with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and RANIPETTAI,VELLORE,TN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ranipettai,Vellore,Tn branch sits at G -2,M F ROAD,RANIPETTAI,DIST VELLORE,TAMIL NADU -632401.. If you are travelling from outside Ranipet, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0RANIPE and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0RANIPE for Bank of Baroda – RANIPETTAI,VELLORE,TN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ranipettai,Vellore,Tn branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0RANIPE, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0RANIPE belongs to Bank of Baroda's RANIPETTAI,VELLORE,TN branch, located at G -2,M F ROAD,RANIPETTAI,DIST VELLORE,TAMIL NADU -632401. in RANIPET, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.