Below are the complete branch details for Bank of Baroda, BARIYATU,JHARKHAND branch, located in RANCHI, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is BARB0BARIRD. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0BARIRD for Bank of Baroda – BARIYATU,JHARKHAND — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BARIYATU,JHARKHAND branch, the IFSC BARB0BARIRD breaks down as follows: BARB identifies the bank, 0 is the reserved character, and BARIRD identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bariyatu,Jharkhand branch — IFSC BARB0BARIRD — extends the bank's services to customers in and around Ranchi, Jharkhand.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bariyatu,Jharkhand |
| IFSC Code | BARB0BARIRD |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP. BARIYATU NURSING HOME, SHANTI COMPLEX, BARIYATU ROAD, RANCHI-834009 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| Phone | 1800223344 |
About the Bariyatu,Jharkhand branch
The Bariyatu,Jharkhand branch of Bank of Baroda is situated at OPP. BARIYATU NURSING HOME, SHANTI COMPLEX, BARIYATU ROAD, RANCHI-834009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0BARIRD is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BARIYATU,JHARKHAND branch came to be assigned the code BARB0BARIRD.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BARIRD, money simply cannot be routed to the BARIYATU,JHARKHAND branch electronically.
Account types you can open at the Bariyatu,Jharkhand branch
Once you have an account at Bank of Baroda – BARIYATU,JHARKHAND, the IFSC BARB0BARIRD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bariyatu,Jharkhand branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0BARIRD
How to transfer money using IFSC BARB0BARIRD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BARIRD across all three.
How to use IFSC BARB0BARIRD for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BARIYATU,JHARKHAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0BARIRD.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BARIYATU,JHARKHAND.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BARIYATU,JHARKHAND
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BARIYATU,JHARKHAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BARIRD while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BARIYATU,JHARKHAND, use IMPS. With IFSC BARB0BARIRD and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bariyatu,Jharkhand
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BARIRD:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARIYATU,JHARKHAND is still linked to IFSC BARB0BARIRD.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BARIYATU,JHARKHAND branch, the IFSC BARB0BARIRD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0BARIRD
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BARIYATU,JHARKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BARIRD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bariyatu,Jharkhand branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BARIRD for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0BARIRD
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BARIYATU,JHARKHAND, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0BARIRD. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bariyatu,Jharkhand branch sits at OPP. BARIYATU NURSING HOME, SHANTI COMPLEX, BARIYATU ROAD, RANCHI-834009. If you are travelling from outside Ranchi, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BARIRD and your account number.
Verifying IFSC BARB0BARIRD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BARIRD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bariyatu,Jharkhand are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BARIRD continue to work without interruption.
Branch address & contact
Bank of BarodaBariyatu,Jharkhand Branch
OPP. BARIYATU NURSING HOME, SHANTI COMPLEX, BARIYATU ROAD, RANCHI-834009
Ranchi, Jharkhand
Phone: 1800223344
IFSC: BARB0BARIRD
Frequently asked questions
What is the phone number of Bank of Baroda Bariyatu,Jharkhand branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0BARIRD the same for all accounts at Bariyatu,Jharkhand branch?
Yes. The IFSC BARB0BARIRD is shared by every account held at Bank of Baroda's Bariyatu,Jharkhand branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0BARIRD for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BARIRD to send funds instantly.
What is the IFSC code of Bank of Baroda Bariyatu,Jharkhand branch?
The IFSC code of Bank of Baroda, Bariyatu,Jharkhand branch is BARB0BARIRD. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Bariyatu,Jharkhand as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BARIRD, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0BARIRD valid for NEFT and RTGS?
Yes. IFSC BARB0BARIRD is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0BARIRD belongs to Bank of Baroda's BARIYATU,JHARKHAND branch, located at OPP. BARIYATU NURSING HOME, SHANTI COMPLEX, BARIYATU ROAD, RANCHI-834009 in RANCHI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
