IFSC Code of Bank of Baroda, Ranaghat, Dist. Nadia, W. Bengal Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, RANAGHAT, DIST. NADIA, W. BENGAL branch in RANAGHAT. The 11-digit IFSC BARB0RANAGH uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the RANAGHAT, DIST. NADIA, W. BENGAL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's RANAGHAT, DIST. NADIA, W. BENGAL branch, the IFSC BARB0RANAGH breaks down as follows: BARB identifies the bank, 0 is the reserved character, and RANAGH identifies this particular branch.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ranaghat, Dist. Nadia, W. Bengal branch in Ranaghat, West Bengal is part of this network and uses the IFSC code BARB0RANAGH for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at RANAGHAT MUNICIPALITY COMPLEX, SUBHASH AVENUE, NADIA, WEST BENGAL - 741 201.. It serves the Ranaghat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0RANAGH is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's RANAGHAT, DIST. NADIA, W. BENGAL branch came to be assigned the code BARB0RANAGH.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0RANAGH, money simply cannot be routed to the RANAGHAT, DIST. NADIA, W. BENGAL branch electronically.

Account types you can open at the Ranaghat, Dist. Nadia, W. Bengal branch

Once you have an account at Bank of Baroda – RANAGHAT, DIST. NADIA, W. BENGAL, the IFSC BARB0RANAGH stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ranaghat, Dist. Nadia, W. Bengal branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0RANAGH

How to transfer money using IFSC BARB0RANAGH

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0RANAGH across all three.

How to use IFSC BARB0RANAGH for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RANAGHAT, DIST. NADIA, W. BENGAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0RANAGH.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as RANAGHAT, DIST. NADIA, W. BENGAL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RANAGHAT, DIST. NADIA, W. BENGAL

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's RANAGHAT, DIST. NADIA, W. BENGAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0RANAGH while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – RANAGHAT, DIST. NADIA, W. BENGAL, use IMPS. With IFSC BARB0RANAGH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Ranaghat, Dist. Nadia, W. Bengal

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0RANAGH:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RANAGHAT, DIST. NADIA, W. BENGAL is still linked to IFSC BARB0RANAGH.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0RANAGH

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – RANAGHAT, DIST. NADIA, W. BENGAL is still mapped to IFSC BARB0RANAGH. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0RANAGH and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0RANAGH

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RANAGHAT, DIST. NADIA, W. BENGAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0RANAGH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Ranaghat, Dist. Nadia, W. Bengal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0RANAGH for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RANAGHAT, DIST. NADIA, W. BENGAL:

• The IFSC is exactly BARB0RANAGH with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and RANAGHAT, DIST. NADIA, W. BENGAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ranaghat, Dist. Nadia, W. Bengal branch

The branch is located at RANAGHAT MUNICIPALITY COMPLEX, SUBHASH AVENUE, NADIA, WEST BENGAL - 741 201., which puts it inside Ranaghat, the broader Ranaghat district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Ranaghat, Dist. Nadia, W. Bengal branch” — the verified location pin for IFSC BARB0RANAGH should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0RANAGH and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0RANAGH for Bank of Baroda – RANAGHAT, DIST. NADIA, W. BENGAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ranaghat, Dist. Nadia, W. Bengal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0RANAGH continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0RANAGH belongs to Bank of Baroda's RANAGHAT, DIST. NADIA, W. BENGAL branch, located at RANAGHAT MUNICIPALITY COMPLEX, SUBHASH AVENUE, NADIA, WEST BENGAL - 741 201. in RANAGHAT, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.