IFSC Code of Bank of Baroda, Ramgarh Talla, Uttrakhand Branch, Uttarakhand

Below are the complete branch details for Bank of Baroda, RAMGARH TALLA, UTTRAKHAND branch, located in RAMGARH TALLA, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is BARB0RAMTAL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0RAMTAL for Bank of Baroda – RAMGARH TALLA, UTTRAKHAND — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0RAMTAL is the IFSC of Bank of Baroda's RAMGARH TALLA, UTTRAKHAND branch. The format is fixed: BARB = bank code, 0 = reserved, RAMTAL = branch identifier.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Ramgarh Talla, Uttrakhand branch — IFSC BARB0RAMTAL — extends the bank's services to customers in and around Ramgarh Talla, Uttarakhand.

Ramgarh Talla, Uttrakhand branch overview

Located at P.O. N.S.ASHRAM, RAMGARH TALLA, DIST.NAINITAL, UTTARAKHAND - 263 158., the Ramgarh Talla, Uttrakhand branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0RAMTAL is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's RAMGARH TALLA, UTTRAKHAND branch came to be assigned the code BARB0RAMTAL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0RAMTAL, money simply cannot be routed to the RAMGARH TALLA, UTTRAKHAND branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0RAMTAL and the account number together uniquely identify the Ramgarh Talla, Uttrakhand branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC BARB0RAMTAL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0RAMTAL across all three.

How to use IFSC BARB0RAMTAL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RAMGARH TALLA, UTTRAKHAND branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0RAMTAL.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as RAMGARH TALLA, UTTRAKHAND.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RAMGARH TALLA, UTTRAKHAND

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's RAMGARH TALLA, UTTRAKHAND branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0RAMTAL while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – RAMGARH TALLA, UTTRAKHAND, use IMPS. With IFSC BARB0RAMTAL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0RAMTAL for Bank of Baroda – RAMGARH TALLA, UTTRAKHAND, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ramgarh Talla, Uttrakhand branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's RAMGARH TALLA, UTTRAKHAND branch, the IFSC BARB0RAMTAL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ramgarh Talla, Uttrakhand branch is mapped to IFSC BARB0RAMTAL on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0RAMTAL.

Products and services

Customers walking into the Ramgarh Talla, Uttrakhand branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0RAMTAL

Online banking and IFSC BARB0RAMTAL

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RAMGARH TALLA, UTTRAKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0RAMTAL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Ramgarh Talla, Uttrakhand branch

The branch is located at P.O. N.S.ASHRAM, RAMGARH TALLA, DIST.NAINITAL, UTTARAKHAND - 263 158., which puts it inside Ramgarh Talla, the broader Ramgarh Talla district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Ramgarh Talla, Uttrakhand branch” — the verified location pin for IFSC BARB0RAMTAL should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0RAMTAL and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RAMGARH TALLA, UTTRAKHAND:

• The IFSC is exactly BARB0RAMTAL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and RAMGARH TALLA, UTTRAKHAND as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ramgarh Talla, Uttrakhand branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0RAMTAL, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0RAMTAL for Bank of Baroda – RAMGARH TALLA, UTTRAKHAND, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0RAMTAL is the IFSC code of Bank of Baroda, RAMGARH TALLA, UTTRAKHAND branch, in RAMGARH TALLA, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.