IFSC Code of Bank of Baroda, Raman Gamdi, Vadodara Branch, Gujarat

Below are the complete branch details for Bank of Baroda, RAMAN GAMDI, VADODARA branch, located in RAMAN GAMDI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJRAMA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJRAMA for Bank of Baroda – RAMAN GAMDI, VADODARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – RAMAN GAMDI, VADODARA is BARB0VJRAMA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJRAMA map to this branch in RAMAN GAMDI, GUJARAT.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Raman Gamdi, Vadodara branch in Raman Gamdi, Gujarat is part of this network and uses the IFSC code BARB0VJRAMA for all electronic settlement.

Raman Gamdi, Vadodara branch overview

Located at SHOP NO. 8185, RATNAKAR BUSINESS HUB, , POR GIDC ROAD, , RAMAN GAMDI, VADODARA , RAMAN GAMDI , 391243, the Raman Gamdi, Vadodara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJRAMA is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAMAN GAMDI, VADODARA of Bank of Baroda — its own 11-character IFSC. The code BARB0VJRAMA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJRAMA the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0VJRAMA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJRAMA across all three.

NEFT to Bank of Baroda, RAMAN GAMDI, VADODARA using IFSC BARB0VJRAMA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJRAMA, and confirm that the system picks up Bank of Baroda – RAMAN GAMDI, VADODARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAMAN GAMDI, VADODARA

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's RAMAN GAMDI, VADODARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJRAMA while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda RAMAN GAMDI, VADODARA (IFSC BARB0VJRAMA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJRAMA in your mobile or internet banking app, and the money is credited to the RAMAN GAMDI, VADODARA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Raman Gamdi, Vadodara

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJRAMA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAMAN GAMDI, VADODARA is still linked to IFSC BARB0VJRAMA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0VJRAMA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – RAMAN GAMDI, VADODARA is still mapped to IFSC BARB0VJRAMA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJRAMA and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Raman Gamdi, Vadodara branch is mapped to IFSC BARB0VJRAMA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VJRAMA.

Products and services

Customers walking into the Raman Gamdi, Vadodara branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VJRAMA

MICR & cheque-truncation details

Cheques drawn on the Raman Gamdi, Vadodara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJRAMA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0VJRAMA

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RAMAN GAMDI, VADODARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJRAMA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RAMAN GAMDI, VADODARA:

• The IFSC is exactly BARB0VJRAMA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and RAMAN GAMDI, VADODARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Raman Gamdi, Vadodara branch

The branch is located at SHOP NO. 8185, RATNAKAR BUSINESS HUB, , POR GIDC ROAD, , RAMAN GAMDI, VADODARA , RAMAN GAMDI , 391243, which puts it inside Raman Gamdi, the broader Vadodara district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Raman Gamdi, Vadodara branch” — the verified location pin for IFSC BARB0VJRAMA should appear at the top of the results.
2. Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJRAMA and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0VJRAMA for Bank of Baroda – RAMAN GAMDI, VADODARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Raman Gamdi, Vadodara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJRAMA, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0VJRAMA is the IFSC code of Bank of Baroda, RAMAN GAMDI, VADODARA branch, in RAMAN GAMDI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.