Below are the complete branch details for Bank of Baroda, RAIYA ROAD BRANCH branch, located in RAJKOT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0RAIYAR. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0RAIYAR for Bank of Baroda – RAIYA ROAD BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0RAIYAR is the IFSC of Bank of Baroda's RAIYA ROAD BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, RAIYAR = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Raiya Road Branch |
| IFSC Code | BARB0RAIYAR |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAIYA ROAD BRANCH,NEAR AMRAPALI CINEMA, RAIYA ROAD,RAJKOT,360001 |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Raiya Road Branch branch in Rajkot, Gujarat is part of this network and uses the IFSC code BARB0RAIYAR for all electronic settlement.
About this branch
The branch is located at RAIYA ROAD BRANCH,NEAR AMRAPALI CINEMA, RAIYA ROAD,RAJKOT,360001. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0RAIYAR is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAIYA ROAD BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0RAIYAR is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0RAIYAR the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0RAIYAR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0RAIYAR across all three.
How to use IFSC BARB0RAIYAR for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RAIYA ROAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0RAIYAR.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as RAIYA ROAD BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0RAIYAR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – RAIYA ROAD BRANCH, ensure your bank's portal accepts IFSC BARB0RAIYAR while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda RAIYA ROAD BRANCH (IFSC BARB0RAIYAR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0RAIYAR in your mobile or internet banking app, and the money is credited to the RAIYA ROAD BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0RAIYAR for Bank of Baroda – RAIYA ROAD BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0RAIYAR | Yes – BARB0RAIYAR | Yes – BARB0RAIYAR |
For most retail customers crediting the Raiya Road Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's RAIYA ROAD BRANCH branch, the IFSC BARB0RAIYAR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Raiya Road Branch branch is mapped to IFSC BARB0RAIYAR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0RAIYAR.
Products and services
Customers walking into the Raiya Road Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0RAIYAR
MICR & cheque-truncation details
Cheques drawn on the Raiya Road Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0RAIYAR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0RAIYAR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RAIYA ROAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0RAIYAR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0RAIYAR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – RAIYA ROAD BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0RAIYAR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Raiya Road Branch branch
The branch is located at RAIYA ROAD BRANCH,NEAR AMRAPALI CINEMA, RAIYA ROAD,RAJKOT,360001, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Raiya Road Branch branch” — the verified location pin for IFSC BARB0RAIYAR should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0RAIYAR and your account number.
Verifying IFSC BARB0RAIYAR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0RAIYAR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Raiya Road Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0RAIYAR continue to work without interruption.
Branch address & contact
Bank of BarodaRaiya Road Branch Branch
RAIYA ROAD BRANCH,NEAR AMRAPALI CINEMA, RAIYA ROAD,RAJKOT,360001
Rajkot, Gujarat
Phone: 1800223344
IFSC: BARB0RAIYAR
Frequently asked questions
What is the phone number of Bank of Baroda Raiya Road Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Raiya Road Branch branch but serve different purposes.
Where is Bank of Baroda Raiya Road Branch branch located?
Bank of Baroda's Raiya Road Branch branch is located at RAIYA ROAD BRANCH,NEAR AMRAPALI CINEMA, RAIYA ROAD,RAJKOT,360001, Rajkot, Gujarat.
How quickly will an NEFT transfer using BARB0RAIYAR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Raiya Road Branch reflect within 30 minutes.
Is IFSC BARB0RAIYAR the same for all accounts at Raiya Road Branch branch?
Yes. The IFSC BARB0RAIYAR is shared by every account held at Bank of Baroda's Raiya Road Branch branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Raiya Road Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0RAIYAR, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0RAIYAR belongs to Bank of Baroda's RAIYA ROAD BRANCH branch, located at RAIYA ROAD BRANCH,NEAR AMRAPALI CINEMA, RAIYA ROAD,RAJKOT,360001 in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
