Use this page as a one-stop reference for everything related to Bank of Baroda's KALAWAD ROAD RAJKOT branch in RAJKOT, GUJARAT. The branch's IFSC code BARB0DBKWRD is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's KALAWAD ROAD RAJKOT branch, the IFSC BARB0DBKWRD breaks down as follows: BARB identifies the bank, 0 is the reserved character, and DBKWRD identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Kalawad Road Rajkot branch in Rajkot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBKWRD.
About the Kalawad Road Rajkot branch
The Kalawad Road Rajkot branch of Bank of Baroda is situated at 105 THE IMPERIAL HEIGHTS 150 FT RING ROAD OPP BIG BAZAAR RAJKOT RAJKOT GUJARAT 360005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBKWRD is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kalawad Road Rajkot |
| IFSC Code | BARB0DBKWRD |
| MICR Code | Refer to cheque leaf |
| Branch Address | 105 THE IMPERIAL HEIGHTS 150 FT RING ROAD OPP BIG BAZAAR RAJKOT RAJKOT GUJARAT 360005 |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALAWAD ROAD RAJKOT of Bank of Baroda — its own 11-character IFSC. The code BARB0DBKWRD is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBKWRD the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBKWRD and the account number together uniquely identify the Kalawad Road Rajkot branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0DBKWRD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBKWRD across all three.
NEFT to Bank of Baroda, KALAWAD ROAD RAJKOT using IFSC BARB0DBKWRD
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBKWRD, and confirm that the system picks up Bank of Baroda – KALAWAD ROAD RAJKOT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KALAWAD ROAD RAJKOT
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KALAWAD ROAD RAJKOT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBKWRD while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda KALAWAD ROAD RAJKOT (IFSC BARB0DBKWRD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBKWRD in your mobile or internet banking app, and the money is credited to the KALAWAD ROAD RAJKOT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBKWRD for Bank of Baroda – KALAWAD ROAD RAJKOT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBKWRD | Yes – BARB0DBKWRD | Yes – BARB0DBKWRD |
For most retail customers crediting the Kalawad Road Rajkot branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KALAWAD ROAD RAJKOT branch, the IFSC BARB0DBKWRD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kalawad Road Rajkot branch is mapped to IFSC BARB0DBKWRD on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBKWRD.
Products and services
Customers walking into the Kalawad Road Rajkot branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBKWRD
Digital banking channels
Most day-to-day work that customers used to do at the Kalawad Road Rajkot branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBKWRD is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Kalawad Road Rajkot branch sits at 105 THE IMPERIAL HEIGHTS 150 FT RING ROAD OPP BIG BAZAAR RAJKOT RAJKOT GUJARAT 360005. If you are travelling from outside Rajkot, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBKWRD and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KALAWAD ROAD RAJKOT:
- The IFSC is exactly BARB0DBKWRD with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KALAWAD ROAD RAJKOT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalawad Road Rajkot branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBKWRD, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0DBKWRD for Bank of Baroda – KALAWAD ROAD RAJKOT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaKalawad Road Rajkot Branch
105 THE IMPERIAL HEIGHTS 150 FT RING ROAD OPP BIG BAZAAR RAJKOT RAJKOT GUJARAT 360005
Rajkot, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBKWRD
Frequently asked questions
Is IFSC BARB0DBKWRD the same for all accounts at Kalawad Road Rajkot branch?
Yes. The IFSC BARB0DBKWRD is shared by every account held at Bank of Baroda's Kalawad Road Rajkot branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Kalawad Road Rajkot branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Kalawad Road Rajkot as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBKWRD, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Kalawad Road Rajkot branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalawad Road Rajkot branch but serve different purposes.
How quickly will an NEFT transfer using BARB0DBKWRD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kalawad Road Rajkot reflect within 30 minutes.
Summary
The IFSC code BARB0DBKWRD belongs to Bank of Baroda's KALAWAD ROAD RAJKOT branch, located at 105 THE IMPERIAL HEIGHTS 150 FT RING ROAD OPP BIG BAZAAR RAJKOT RAJKOT GUJARAT… in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
