Use this page as a one-stop reference for everything related to Bank of Baroda's JAGNATH PLOT BRANCH branch in RAJKOT, GUJARAT. The branch's IFSC code BARB0JAGNAT is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0JAGNAT is the IFSC of Bank of Baroda's JAGNATH PLOT BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, JAGNAT = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jagnath Plot Branch branch in Rajkot, Gujarat is part of this network and uses the IFSC code BARB0JAGNAT for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Jagnath Plot Branch |
| IFSC Code | BARB0JAGNAT |
| MICR Code | Refer to cheque leaf |
| Branch Address | JAGNATH PLOT BRANCH,DR.YAGNIK ROAD, OPP.D H COLLEGE,RAJKOT,360001 |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| Phone | 1800223344 |
About the Jagnath Plot Branch branch
The Jagnath Plot Branch branch of Bank of Baroda is situated at JAGNATH PLOT BRANCH,DR.YAGNIK ROAD, OPP.D H COLLEGE,RAJKOT,360001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0JAGNAT is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAGNATH PLOT BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0JAGNAT is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0JAGNAT the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Jagnath Plot Branch branch is mapped to IFSC BARB0JAGNAT on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0JAGNAT.
Products and services
Customers walking into the Jagnath Plot Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0JAGNAT
How to transfer money using IFSC BARB0JAGNAT
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0JAGNAT across all three.
How to use IFSC BARB0JAGNAT for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's JAGNATH PLOT BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0JAGNAT.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as JAGNATH PLOT BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0JAGNAT
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – JAGNATH PLOT BRANCH, ensure your bank's portal accepts IFSC BARB0JAGNAT while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – JAGNATH PLOT BRANCH, use IMPS. With IFSC BARB0JAGNAT and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0JAGNAT for Bank of Baroda – JAGNATH PLOT BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0JAGNAT | Yes – BARB0JAGNAT | Yes – BARB0JAGNAT |
For most retail customers crediting the Jagnath Plot Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's JAGNATH PLOT BRANCH branch, the IFSC BARB0JAGNAT is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0JAGNAT
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the JAGNATH PLOT BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0JAGNAT is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0JAGNAT and the account number together uniquely identify the Jagnath Plot Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – JAGNATH PLOT BRANCH:
- The IFSC is exactly BARB0JAGNAT with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and JAGNATH PLOT BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jagnath Plot Branch branch sits at JAGNATH PLOT BRANCH,DR.YAGNIK ROAD, OPP.D H COLLEGE,RAJKOT,360001. If you are travelling from outside Rajkot, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0JAGNAT and your account number.
Verifying IFSC BARB0JAGNAT from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0JAGNAT by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jagnath Plot Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0JAGNAT continue to work without interruption.
Branch address & contact
Bank of BarodaJagnath Plot Branch Branch
JAGNATH PLOT BRANCH,DR.YAGNIK ROAD, OPP.D H COLLEGE,RAJKOT,360001
Rajkot, Gujarat
Phone: 1800223344
IFSC: BARB0JAGNAT
Frequently asked questions
Does Bank of Baroda Jagnath Plot Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the phone number of Bank of Baroda Jagnath Plot Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0JAGNAT valid for NEFT and RTGS?
Yes. IFSC BARB0JAGNAT is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Jagnath Plot Branch branch located?
Bank of Baroda's Jagnath Plot Branch branch is located at JAGNATH PLOT BRANCH,DR.YAGNIK ROAD, OPP.D H COLLEGE,RAJKOT,360001, Rajkot, Gujarat.
What is the IFSC code of Bank of Baroda Jagnath Plot Branch branch?
The IFSC code of Bank of Baroda, Jagnath Plot Branch branch is BARB0JAGNAT. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0JAGNAT the same for all accounts at Jagnath Plot Branch branch?
Yes. The IFSC BARB0JAGNAT is shared by every account held at Bank of Baroda's Jagnath Plot Branch branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0JAGNAT belongs to Bank of Baroda's JAGNATH PLOT BRANCH branch, located at JAGNATH PLOT BRANCH,DR.YAGNIK ROAD, OPP.D H COLLEGE,RAJKOT,360001 in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
