If you are searching for the IFSC code of Bank of Baroda, BHAYAVADAR branch in RAJKOT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0DBBVAD. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHAYAVADAR branch, and detailed step-by-step guides for using the IFSC BARB0DBBVAD across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBBVAD is the IFSC of Bank of Baroda's BHAYAVADAR branch. The format is fixed: BARB = bank code, 0 = reserved, DBBVAD = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bhayavadar |
| IFSC Code | BARB0DBBVAD |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHAYAVADAR PB NO2UPLETA TALUKA BHAYAVADAR RAJKOT GUJARAT 360450 |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhayavadar branch in Rajkot, Gujarat is part of this network and uses the IFSC code BARB0DBBVAD for all electronic settlement.
About this branch
The branch is located at BHAYAVADAR PB NO2UPLETA TALUKA BHAYAVADAR RAJKOT GUJARAT 360450. It serves the Rajkot region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBBVAD is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BHAYAVADAR branch came to be assigned the code BARB0DBBVAD.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBBVAD, money simply cannot be routed to the BHAYAVADAR branch electronically.
How to transfer money using IFSC BARB0DBBVAD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBBVAD across all three.
How to use IFSC BARB0DBBVAD for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BHAYAVADAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBBVAD.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BHAYAVADAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DBBVAD
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BHAYAVADAR, ensure your bank's portal accepts IFSC BARB0DBBVAD while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda BHAYAVADAR (IFSC BARB0DBBVAD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBBVAD in your mobile or internet banking app, and the money is credited to the BHAYAVADAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bhayavadar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBBVAD:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHAYAVADAR is still linked to IFSC BARB0DBBVAD.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0DBBVAD
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BHAYAVADAR is still mapped to IFSC BARB0DBBVAD. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBBVAD and the beneficiary's account number to complete the transfer.
Account types you can open at the Bhayavadar branch
Once you have an account at Bank of Baroda – BHAYAVADAR, the IFSC BARB0DBBVAD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bhayavadar branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBBVAD
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBBVAD and the account number together uniquely identify the Bhayavadar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bhayavadar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBBVAD is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BHAYAVADAR:
- The IFSC is exactly BARB0DBBVAD with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BHAYAVADAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhayavadar branch sits at BHAYAVADAR PB NO2UPLETA TALUKA BHAYAVADAR RAJKOT GUJARAT 360450. If you are travelling from outside Rajkot, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBBVAD and your account number.
Verifying IFSC BARB0DBBVAD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBBVAD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bhayavadar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBBVAD continue to work without interruption.
Branch address & contact
Bank of BarodaBhayavadar Branch
BHAYAVADAR PB NO2UPLETA TALUKA BHAYAVADAR RAJKOT GUJARAT 360450
Rajkot, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBBVAD
Frequently asked questions
What is the phone number of Bank of Baroda Bhayavadar branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Bhayavadar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBBVAD, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBBVAD the same for all accounts at Bhayavadar branch?
Yes. The IFSC BARB0DBBVAD is shared by every account held at Bank of Baroda's Bhayavadar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhayavadar branch but serve different purposes.
Where is Bank of Baroda Bhayavadar branch located?
Bank of Baroda's Bhayavadar branch is located at BHAYAVADAR PB NO2UPLETA TALUKA BHAYAVADAR RAJKOT GUJARAT 360450, Rajkot, Gujarat.
Can I use IFSC BARB0DBBVAD for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBBVAD to send funds instantly.
Summary
The IFSC code BARB0DBBVAD belongs to Bank of Baroda's BHAYAVADAR branch, located at BHAYAVADAR PB NO2UPLETA TALUKA BHAYAVADAR RAJKOT GUJARAT 360450 in RAJKOT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
