IFSC Code of Bank of Baroda, Rayunigudem, Suryapet Branch, Telangana

If you are searching for the IFSC code of Bank of Baroda, RAYUNIGUDEM, SURYAPET branch in RAINI GUDEM, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJRAYU. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAYUNIGUDEM, SURYAPET branch, and detailed step-by-step guides for using the IFSC BARB0VJRAYU across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – RAYUNIGUDEM, SURYAPET is BARB0VJRAYU. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJRAYU map to this branch in RAINI GUDEM, TELANGANA.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Rayunigudem, Suryapet branch — IFSC BARB0VJRAYU — extends the bank's services to customers in and around Raini Gudem, Telangana.

About this branch

The branch is located at RAYUNIGUDEM VILLAGE, , GARIDEPALLI MANDAL, SURYAPET DISTRICT, , TELANGANA , RAYUNIGUDEM , 508201. It serves the Raini Gudem region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJRAYU is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAYUNIGUDEM, SURYAPET of Bank of Baroda — its own 11-character IFSC. The code BARB0VJRAYU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJRAYU the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0VJRAYU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJRAYU across all three.

How to use IFSC BARB0VJRAYU for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's RAYUNIGUDEM, SURYAPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0VJRAYU.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as RAYUNIGUDEM, SURYAPET.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0VJRAYU

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – RAYUNIGUDEM, SURYAPET, ensure your bank's portal accepts IFSC BARB0VJRAYU while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda RAYUNIGUDEM, SURYAPET (IFSC BARB0VJRAYU)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJRAYU in your mobile or internet banking app, and the money is credited to the RAYUNIGUDEM, SURYAPET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VJRAYU for Bank of Baroda – RAYUNIGUDEM, SURYAPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rayunigudem, Suryapet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's RAYUNIGUDEM, SURYAPET branch, the IFSC BARB0VJRAYU is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Rayunigudem, Suryapet branch

Once you have an account at Bank of Baroda – RAYUNIGUDEM, SURYAPET, the IFSC BARB0VJRAYU stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Rayunigudem, Suryapet branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VJRAYU

MICR & cheque-truncation details

Cheques drawn on the Rayunigudem, Suryapet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJRAYU for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0VJRAYU

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the RAYUNIGUDEM, SURYAPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJRAYU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – RAYUNIGUDEM, SURYAPET:

• The IFSC is exactly BARB0VJRAYU with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and RAYUNIGUDEM, SURYAPET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rayunigudem, Suryapet branch sits at RAYUNIGUDEM VILLAGE, , GARIDEPALLI MANDAL, SURYAPET DISTRICT, , TELANGANA , RAYUNIGUDEM , 508201. If you are travelling from outside Raini Gudem, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJRAYU and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0VJRAYU for Bank of Baroda – RAYUNIGUDEM, SURYAPET, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rayunigudem, Suryapet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJRAYU, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0VJRAYU is the IFSC code of Bank of Baroda, RAYUNIGUDEM, SURYAPET branch, in RAINI GUDEM, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.