Below are the complete branch details for Bank of Baroda, NIJALINGAPPA NAGAR, RAICHUR branch, located in RAICHUR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJNIJA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJNIJA for Bank of Baroda – NIJALINGAPPA NAGAR, RAICHUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's NIJALINGAPPA NAGAR, RAICHUR branch, the IFSC BARB0VJNIJA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJNIJA identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Nijalingappa Nagar, Raichur |
| IFSC Code | BARB0VJNIJA |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHANDRAKANTH APARTMENT , RAMPUR ROAD, , NIJALINGAPPA NAGAR, RAICHUR , RAICHUR , 584101 |
| City | Raichur |
| District | Raichur |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nijalingappa Nagar, Raichur branch in Raichur, Karnataka is part of this network and uses the IFSC code BARB0VJNIJA for all electronic settlement.
About this branch
The branch is located at CHANDRAKANTH APARTMENT , RAMPUR ROAD, , NIJALINGAPPA NAGAR, RAICHUR , RAICHUR , 584101. It serves the Raichur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJNIJA is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NIJALINGAPPA NAGAR, RAICHUR of Bank of Baroda — its own 11-character IFSC. The code BARB0VJNIJA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJNIJA the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0VJNIJA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJNIJA across all three.
How to use IFSC BARB0VJNIJA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's NIJALINGAPPA NAGAR, RAICHUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJNIJA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as NIJALINGAPPA NAGAR, RAICHUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJNIJA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – NIJALINGAPPA NAGAR, RAICHUR, ensure your bank's portal accepts IFSC BARB0VJNIJA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda NIJALINGAPPA NAGAR, RAICHUR (IFSC BARB0VJNIJA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJNIJA in your mobile or internet banking app, and the money is credited to the NIJALINGAPPA NAGAR, RAICHUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nijalingappa Nagar, Raichur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJNIJA:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NIJALINGAPPA NAGAR, RAICHUR is still linked to IFSC BARB0VJNIJA.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0VJNIJA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NIJALINGAPPA NAGAR, RAICHUR is still mapped to IFSC BARB0VJNIJA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJNIJA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nijalingappa Nagar, Raichur branch is mapped to IFSC BARB0VJNIJA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJNIJA.
Banking services available
The Nijalingappa Nagar, Raichur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJNIJA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJNIJA and the account number together uniquely identify the Nijalingappa Nagar, Raichur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0VJNIJA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NIJALINGAPPA NAGAR, RAICHUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJNIJA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0VJNIJA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – NIJALINGAPPA NAGAR, RAICHUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJNIJA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nijalingappa Nagar, Raichur branch
The branch is located at CHANDRAKANTH APARTMENT , RAMPUR ROAD, , NIJALINGAPPA NAGAR, RAICHUR , RAICHUR , 584101, which puts it inside Raichur, the broader Raichur district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Nijalingappa Nagar, Raichur branch” — the verified location pin for IFSC BARB0VJNIJA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJNIJA and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJNIJA for Bank of Baroda – NIJALINGAPPA NAGAR, RAICHUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Nijalingappa Nagar, Raichur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJNIJA continue to work without interruption.
Branch address & contact
Bank of BarodaNijalingappa Nagar, Raichur Branch
CHANDRAKANTH APARTMENT , RAMPUR ROAD, , NIJALINGAPPA NAGAR, RAICHUR , RAICHUR , 584101
Raichur, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJNIJA
Frequently asked questions
What is the IFSC code of Bank of Baroda Nijalingappa Nagar, Raichur branch?
The IFSC code of Bank of Baroda, Nijalingappa Nagar, Raichur branch is BARB0VJNIJA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0VJNIJA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJNIJA to send funds instantly.
Where is Bank of Baroda Nijalingappa Nagar, Raichur branch located?
Bank of Baroda's Nijalingappa Nagar, Raichur branch is located at CHANDRAKANTH APARTMENT , RAMPUR ROAD, , NIJALINGAPPA NAGAR, RAICHUR , RAICHUR , 584101, Raichur, Karnataka.
Is IFSC BARB0VJNIJA the same for all accounts at Nijalingappa Nagar, Raichur branch?
Yes. The IFSC BARB0VJNIJA is shared by every account held at Bank of Baroda's Nijalingappa Nagar, Raichur branch. Only the account number changes from customer to customer.
Is IFSC BARB0VJNIJA valid for NEFT and RTGS?
Yes. IFSC BARB0VJNIJA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Nijalingappa Nagar, Raichur branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Summary
The IFSC code BARB0VJNIJA belongs to Bank of Baroda's NIJALINGAPPA NAGAR, RAICHUR branch, located at CHANDRAKANTH APARTMENT , RAMPUR ROAD, , NIJALINGAPPA NAGAR, RAICHUR , RAICHUR… in RAICHUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
