IFSC Code of Bank of Baroda, Gurubuxganj,Raebareli,Up Branch, Uttar Pradesh

If you are searching for the IFSC code of Bank of Baroda, GURUBUXGANJ,RAEBARELI,UP branch in RAE BARELI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0GURUBU. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GURUBUXGANJ,RAEBARELI,UP branch, and detailed step-by-step guides for using the IFSC BARB0GURUBU across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – GURUBUXGANJ,RAEBARELI,UP is BARB0GURUBU. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GURUBU map to this branch in RAE BARELI, UTTAR PRADESH.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurubuxganj,Raebareli,Up branch — IFSC BARB0GURUBU — extends the bank's services to customers in and around Rae Bareli, Uttar Pradesh.

Branch details at a glance

Gurubuxganj,Raebareli,Up branch overview

Located at AT ONAI,PAHARPUR,GURUBUXGANJ,DISTT.RAEBARELI,UP 229122, the Gurubuxganj,Raebareli,Up branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0GURUBU is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GURUBUXGANJ,RAEBARELI,UP branch came to be assigned the code BARB0GURUBU.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0GURUBU, money simply cannot be routed to the GURUBUXGANJ,RAEBARELI,UP branch electronically.

Account types you can open at the Gurubuxganj,Raebareli,Up branch

Once you have an account at Bank of Baroda – GURUBUXGANJ,RAEBARELI,UP, the IFSC BARB0GURUBU stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gurubuxganj,Raebareli,Up branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0GURUBU

How to transfer money using IFSC BARB0GURUBU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GURUBU across all three.

How to use IFSC BARB0GURUBU for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's GURUBUXGANJ,RAEBARELI,UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0GURUBU.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as GURUBUXGANJ,RAEBARELI,UP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GURUBUXGANJ,RAEBARELI,UP

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's GURUBUXGANJ,RAEBARELI,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0GURUBU while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – GURUBUXGANJ,RAEBARELI,UP, use IMPS. With IFSC BARB0GURUBU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0GURUBU for Bank of Baroda – GURUBUXGANJ,RAEBARELI,UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gurubuxganj,Raebareli,Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0GURUBU

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GURUBUXGANJ,RAEBARELI,UP is still mapped to IFSC BARB0GURUBU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0GURUBU and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Gurubuxganj,Raebareli,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0GURUBU is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Gurubuxganj,Raebareli,Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0GURUBU for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GURUBUXGANJ,RAEBARELI,UP:

• The IFSC is exactly BARB0GURUBU with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and GURUBUXGANJ,RAEBARELI,UP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gurubuxganj,Raebareli,Up branch sits at AT ONAI,PAHARPUR,GURUBUXGANJ,DISTT.RAEBARELI,UP 229122. If you are travelling from outside Rae Bareli, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0GURUBU and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0GURUBU for Bank of Baroda – GURUBUXGANJ,RAEBARELI,UP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gurubuxganj,Raebareli,Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0GURUBU continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0GURUBU is the IFSC code of Bank of Baroda, GURUBUXGANJ,RAEBARELI,UP branch, in RAE BARELI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.