If you are searching for the IFSC code of Bank of Baroda, PURI-SWARGDWAR branch in PURI, ODISHA, this page has every detail you need. The verified IFSC code for this branch is BARB0SWARGD. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PURI-SWARGDWAR branch, and detailed step-by-step guides for using the IFSC BARB0SWARGD across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – PURI-SWARGDWAR is BARB0SWARGD. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SWARGD map to this branch in PURI, ODISHA.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Puri-Swargdwar branch in Puri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0SWARGD.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Puri-Swargdwar |
| IFSC Code | BARB0SWARGD |
| MICR Code | Refer to cheque leaf |
| Branch Address | PURI-SWARGDWAR,PURI , ORISSA 752 001 |
| City | Puri |
| District | Puri |
| State | Odisha |
| Phone | 1800223344 |
About the Puri-Swargdwar branch
The Puri-Swargdwar branch of Bank of Baroda is situated at PURI-SWARGDWAR,PURI , ORISSA 752 001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0SWARGD is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PURI-SWARGDWAR branch came to be assigned the code BARB0SWARGD.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SWARGD, money simply cannot be routed to the PURI-SWARGDWAR branch electronically.
Account types you can open at the Puri-Swargdwar branch
Once you have an account at Bank of Baroda – PURI-SWARGDWAR, the IFSC BARB0SWARGD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Puri-Swargdwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SWARGD
How to transfer money using IFSC BARB0SWARGD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SWARGD across all three.
NEFT to Bank of Baroda, PURI-SWARGDWAR using IFSC BARB0SWARGD
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SWARGD, and confirm that the system picks up Bank of Baroda – PURI-SWARGDWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0SWARGD
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – PURI-SWARGDWAR, ensure your bank's portal accepts IFSC BARB0SWARGD while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda PURI-SWARGDWAR (IFSC BARB0SWARGD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SWARGD in your mobile or internet banking app, and the money is credited to the PURI-SWARGDWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0SWARGD for Bank of Baroda – PURI-SWARGDWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0SWARGD | Yes – BARB0SWARGD | Yes – BARB0SWARGD |
For most retail customers crediting the Puri-Swargdwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's PURI-SWARGDWAR branch, the IFSC BARB0SWARGD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0SWARGD
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the PURI-SWARGDWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0SWARGD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SWARGD and the account number together uniquely identify the Puri-Swargdwar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PURI-SWARGDWAR:
- The IFSC is exactly BARB0SWARGD with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and PURI-SWARGDWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Puri-Swargdwar branch sits at PURI-SWARGDWAR,PURI , ORISSA 752 001. If you are travelling from outside Puri, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SWARGD and your account number.
Verifying IFSC BARB0SWARGD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SWARGD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puri-Swargdwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SWARGD, however, work 24x7.
Branch address & contact
Bank of BarodaPuri-Swargdwar Branch
PURI-SWARGDWAR,PURI , ORISSA 752 001
Puri, Odisha
Phone: 1800223344
IFSC: BARB0SWARGD
Frequently asked questions
How quickly will an NEFT transfer using BARB0SWARGD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Puri-Swargdwar reflect within 30 minutes.
Is IFSC BARB0SWARGD valid for NEFT and RTGS?
Yes. IFSC BARB0SWARGD is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0SWARGD the same for all accounts at Puri-Swargdwar branch?
Yes. The IFSC BARB0SWARGD is shared by every account held at Bank of Baroda's Puri-Swargdwar branch. Only the account number changes from customer to customer.
Does Bank of Baroda Puri-Swargdwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Can I use IFSC BARB0SWARGD for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0SWARGD to send funds instantly.
How do I add Bank of Baroda Puri-Swargdwar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0SWARGD, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Puri-Swargdwar branch?
The IFSC code of Bank of Baroda, Puri-Swargdwar branch is BARB0SWARGD. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Puri-Swargdwar branch?
You can reach the branch at 1800223344 during regular banking hours.
Summary
The IFSC code BARB0SWARGD belongs to Bank of Baroda's PURI-SWARGDWAR branch, located at PURI-SWARGDWAR,PURI , ORISSA 752 001 in PURI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
