Below are the complete branch details for Bank of Baroda, LAXMI ROAD BRANCH branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0POOCTY. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0POOCTY for Bank of Baroda – LAXMI ROAD BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – LAXMI ROAD BRANCH is BARB0POOCTY. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters POOCTY map to this branch in PUNE, MAHARASHTRA.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Laxmi Road Branch branch in Pune, Maharashtra is part of this network and uses the IFSC code BARB0POOCTY for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Laxmi Road Branch |
| IFSC Code | BARB0POOCTY |
| MICR Code | Refer to cheque leaf |
| Branch Address | LAXMI ROAD BRANCH,HARI VITHAL CHAMBERS, LAXMI RD,PUNE,411002 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Phone | 1800223344 |
About the Laxmi Road Branch branch
The Laxmi Road Branch branch of Bank of Baroda is situated at LAXMI ROAD BRANCH,HARI VITHAL CHAMBERS, LAXMI RD,PUNE,411002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0POOCTY is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAXMI ROAD BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0POOCTY is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0POOCTY the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Laxmi Road Branch branch is mapped to IFSC BARB0POOCTY on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0POOCTY.
Products and services
Customers walking into the Laxmi Road Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0POOCTY
How to transfer money using IFSC BARB0POOCTY
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0POOCTY across all three.
NEFT to Bank of Baroda, LAXMI ROAD BRANCH using IFSC BARB0POOCTY
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0POOCTY, and confirm that the system picks up Bank of Baroda – LAXMI ROAD BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0POOCTY
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – LAXMI ROAD BRANCH, ensure your bank's portal accepts IFSC BARB0POOCTY while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda LAXMI ROAD BRANCH (IFSC BARB0POOCTY)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0POOCTY in your mobile or internet banking app, and the money is credited to the LAXMI ROAD BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Laxmi Road Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0POOCTY:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAXMI ROAD BRANCH is still linked to IFSC BARB0POOCTY.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0POOCTY
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – LAXMI ROAD BRANCH is still mapped to IFSC BARB0POOCTY. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0POOCTY and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0POOCTY
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the LAXMI ROAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0POOCTY is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Laxmi Road Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0POOCTY for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – LAXMI ROAD BRANCH:
- The IFSC is exactly BARB0POOCTY with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and LAXMI ROAD BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Laxmi Road Branch branch
The branch is located at LAXMI ROAD BRANCH,HARI VITHAL CHAMBERS, LAXMI RD,PUNE,411002, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Laxmi Road Branch branch” — the verified location pin for IFSC BARB0POOCTY should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0POOCTY and your account number.
Verifying IFSC BARB0POOCTY from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0POOCTY by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Laxmi Road Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0POOCTY continue to work without interruption.
Branch address & contact
Bank of BarodaLaxmi Road Branch Branch
LAXMI ROAD BRANCH,HARI VITHAL CHAMBERS, LAXMI RD,PUNE,411002
Pune, Maharashtra
Phone: 1800223344
IFSC: BARB0POOCTY
Frequently asked questions
What is the phone number of Bank of Baroda Laxmi Road Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
Can I use IFSC BARB0POOCTY for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0POOCTY to send funds instantly.
How quickly will an NEFT transfer using BARB0POOCTY be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Laxmi Road Branch reflect within 30 minutes.
How do I add Bank of Baroda Laxmi Road Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0POOCTY, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Laxmi Road Branch branch but serve different purposes.
What is the IFSC code of Bank of Baroda Laxmi Road Branch branch?
The IFSC code of Bank of Baroda, Laxmi Road Branch branch is BARB0POOCTY. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0POOCTY belongs to Bank of Baroda's LAXMI ROAD BRANCH branch, located at LAXMI ROAD BRANCH,HARI VITHAL CHAMBERS, LAXMI RD,PUNE,411002 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
