IFSC Code of Bank of Baroda, B J Medical Extension Counter, Pune Branch, Maharashtra

Below are the complete branch details for Bank of Baroda, B J MEDICAL EXTENSION COUNTER, PUNE branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DRCBJM. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DRCBJM for Bank of Baroda – B J MEDICAL EXTENSION COUNTER, PUNE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – B J MEDICAL EXTENSION COUNTER, PUNE is BARB0DRCBJM. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DRCBJM map to this branch in PUNE, MAHARASHTRA.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its B J Medical Extension Counter, Pune branch in Pune, Maharashtra is part of this network and uses the IFSC code BARB0DRCBJM for all electronic settlement.

Branch details at a glance

B J Medical Extension Counter, Pune branch overview

Located at B J MEDICAL EC,SASSON HOSPITAL COMPOUND STATION ROAD PUNE 411 001, the B J Medical Extension Counter, Pune branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0DRCBJM is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including B J MEDICAL EXTENSION COUNTER, PUNE of Bank of Baroda — its own 11-character IFSC. The code BARB0DRCBJM is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DRCBJM the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the B J Medical Extension Counter, Pune branch

Once you have an account at Bank of Baroda – B J MEDICAL EXTENSION COUNTER, PUNE, the IFSC BARB0DRCBJM stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the B J Medical Extension Counter, Pune branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0DRCBJM

How to transfer money using IFSC BARB0DRCBJM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DRCBJM across all three.

NEFT to Bank of Baroda, B J MEDICAL EXTENSION COUNTER, PUNE using IFSC BARB0DRCBJM

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DRCBJM, and confirm that the system picks up Bank of Baroda – B J MEDICAL EXTENSION COUNTER, PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to B J MEDICAL EXTENSION COUNTER, PUNE

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's B J MEDICAL EXTENSION COUNTER, PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DRCBJM while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – B J MEDICAL EXTENSION COUNTER, PUNE, use IMPS. With IFSC BARB0DRCBJM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to B J Medical Extension Counter, Pune

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DRCBJM:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at B J MEDICAL EXTENSION COUNTER, PUNE is still linked to IFSC BARB0DRCBJM.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's B J MEDICAL EXTENSION COUNTER, PUNE branch, the IFSC BARB0DRCBJM is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the B J Medical Extension Counter, Pune branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DRCBJM is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the B J Medical Extension Counter, Pune branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DRCBJM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – B J MEDICAL EXTENSION COUNTER, PUNE:

• The IFSC is exactly BARB0DRCBJM with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and B J MEDICAL EXTENSION COUNTER, PUNE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The B J Medical Extension Counter, Pune branch sits at B J MEDICAL EC,SASSON HOSPITAL COMPOUND STATION ROAD PUNE 411 001. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DRCBJM and your account number.

Verifying IFSC BARB0DRCBJM from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DRCBJM by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at B J Medical Extension Counter, Pune are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DRCBJM continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0DRCBJM belongs to Bank of Baroda's B J MEDICAL EXTENSION COUNTER, PUNE branch, located at B J MEDICAL EC,SASSON HOSPITAL COMPOUND STATION ROAD PUNE 411 001 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.