IFSC Code of Bank of Baroda, Puliazhi Dsit Thrissur Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, PULIAZHI DSIT THRISSUR branch in PULLAZHI. The 11-digit IFSC BARB0PULLAZ uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the PULIAZHI DSIT THRISSUR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0PULLAZ is the IFSC of Bank of Baroda's PULIAZHI DSIT THRISSUR branch. The format is fixed: BARB = bank code, 0 = reserved, PULLAZ = branch identifier.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Puliazhi Dsit Thrissur branch in Pullazhi, Kerala is part of this network and uses the IFSC code BARB0PULLAZ for all electronic settlement.

About this branch

The branch is located at OLARIKKARA JUNCTION PULLAZHI TRICHUR-680012,KERALA. It serves the Pullazhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0PULLAZ is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PULIAZHI DSIT THRISSUR of Bank of Baroda — its own 11-character IFSC. The code BARB0PULLAZ is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0PULLAZ the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0PULLAZ

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0PULLAZ across all three.

NEFT to Bank of Baroda, PULIAZHI DSIT THRISSUR using IFSC BARB0PULLAZ

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0PULLAZ, and confirm that the system picks up Bank of Baroda – PULIAZHI DSIT THRISSUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PULIAZHI DSIT THRISSUR

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's PULIAZHI DSIT THRISSUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0PULLAZ while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda PULIAZHI DSIT THRISSUR (IFSC BARB0PULLAZ)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0PULLAZ in your mobile or internet banking app, and the money is credited to the PULIAZHI DSIT THRISSUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Puliazhi Dsit Thrissur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0PULLAZ:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PULIAZHI DSIT THRISSUR is still linked to IFSC BARB0PULLAZ.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0PULLAZ

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PULIAZHI DSIT THRISSUR is still mapped to IFSC BARB0PULLAZ. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0PULLAZ and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Puliazhi Dsit Thrissur branch is mapped to IFSC BARB0PULLAZ on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0PULLAZ.

Products and services

Customers walking into the Puliazhi Dsit Thrissur branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0PULLAZ

MICR & cheque-truncation details

Cheques drawn on the Puliazhi Dsit Thrissur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0PULLAZ for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Puliazhi Dsit Thrissur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0PULLAZ is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PULIAZHI DSIT THRISSUR:

• The IFSC is exactly BARB0PULLAZ with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and PULIAZHI DSIT THRISSUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Puliazhi Dsit Thrissur branch

The branch is located at OLARIKKARA JUNCTION PULLAZHI TRICHUR-680012,KERALA, which puts it inside Pullazhi, the broader Pullazhi district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Puliazhi Dsit Thrissur branch” — the verified location pin for IFSC BARB0PULLAZ should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0PULLAZ and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0PULLAZ for Bank of Baroda – PULIAZHI DSIT THRISSUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puliazhi Dsit Thrissur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0PULLAZ, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0PULLAZ is the IFSC code of Bank of Baroda, PULIAZHI DSIT THRISSUR branch, in PULLAZHI, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.