Below are the complete branch details for Bank of Baroda, PRODDATUR, ANDHRA PRADESH branch, located in PRODDATUR, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJPROD. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJPROD for Bank of Baroda – PRODDATUR, ANDHRA PRADESH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's PRODDATUR, ANDHRA PRADESH branch, the IFSC BARB0VJPROD breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJPROD identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Proddatur, Andhra Pradesh |
| IFSC Code | BARB0VJPROD |
| MICR Code | Refer to cheque leaf |
| Branch Address | D. NO.71292 TO 1294 , T B ROAD, PRODDATUR , YSR , PRODDATUR , 516360 |
| City | Proddatur |
| District | Y.S.R. |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Proddatur, Andhra Pradesh branch in Proddatur, Andhra Pradesh is part of this network and uses the IFSC code BARB0VJPROD for all electronic settlement.
About the Proddatur, Andhra Pradesh branch
The Proddatur, Andhra Pradesh branch of Bank of Baroda is situated at D. NO.71292 TO 1294 , T B ROAD, PRODDATUR , YSR , PRODDATUR , 516360. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJPROD is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PRODDATUR, ANDHRA PRADESH branch came to be assigned the code BARB0VJPROD.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJPROD, money simply cannot be routed to the PRODDATUR, ANDHRA PRADESH branch electronically.
How to transfer money using IFSC BARB0VJPROD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJPROD across all three.
NEFT to Bank of Baroda, PRODDATUR, ANDHRA PRADESH using IFSC BARB0VJPROD
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJPROD, and confirm that the system picks up Bank of Baroda – PRODDATUR, ANDHRA PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PRODDATUR, ANDHRA PRADESH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's PRODDATUR, ANDHRA PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJPROD while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda PRODDATUR, ANDHRA PRADESH (IFSC BARB0VJPROD)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJPROD in your mobile or internet banking app, and the money is credited to the PRODDATUR, ANDHRA PRADESH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJPROD for Bank of Baroda – PRODDATUR, ANDHRA PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJPROD | Yes – BARB0VJPROD | Yes – BARB0VJPROD |
For most retail customers crediting the Proddatur, Andhra Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJPROD
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PRODDATUR, ANDHRA PRADESH is still mapped to IFSC BARB0VJPROD. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJPROD and the beneficiary's account number to complete the transfer.
Account types you can open at the Proddatur, Andhra Pradesh branch
Once you have an account at Bank of Baroda – PRODDATUR, ANDHRA PRADESH, the IFSC BARB0VJPROD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Proddatur, Andhra Pradesh branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJPROD
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJPROD and the account number together uniquely identify the Proddatur, Andhra Pradesh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0VJPROD
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the PRODDATUR, ANDHRA PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJPROD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0VJPROD
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – PRODDATUR, ANDHRA PRADESH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJPROD. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Proddatur, Andhra Pradesh branch sits at D. NO.71292 TO 1294 , T B ROAD, PRODDATUR , YSR , PRODDATUR , 516360. If you are travelling from outside Proddatur, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJPROD and your account number.
Verifying IFSC BARB0VJPROD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJPROD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Proddatur, Andhra Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJPROD continue to work without interruption.
Branch address & contact
Bank of BarodaProddatur, Andhra Pradesh Branch
D. NO.71292 TO 1294 , T B ROAD, PRODDATUR , YSR , PRODDATUR , 516360
Proddatur, Andhra Pradesh
Phone: 22-1800223344
IFSC: BARB0VJPROD
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Proddatur, Andhra Pradesh branch but serve different purposes.
Is IFSC BARB0VJPROD valid for NEFT and RTGS?
Yes. IFSC BARB0VJPROD is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Proddatur, Andhra Pradesh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJPROD, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Proddatur, Andhra Pradesh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Where is Bank of Baroda Proddatur, Andhra Pradesh branch located?
Bank of Baroda's Proddatur, Andhra Pradesh branch is located at D. NO.71292 TO 1294 , T B ROAD, PRODDATUR , YSR , PRODDATUR , 516360, Proddatur, Andhra Pradesh.
What is the phone number of Bank of Baroda Proddatur, Andhra Pradesh branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Proddatur, Andhra Pradesh branch?
The IFSC code of Bank of Baroda, Proddatur, Andhra Pradesh branch is BARB0VJPROD. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0VJPROD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Proddatur, Andhra Pradesh reflect within 30 minutes.
Final notes
To recap: BARB0VJPROD is the IFSC code of Bank of Baroda, PRODDATUR, ANDHRA PRADESH branch, in PRODDATUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
