If you are searching for the IFSC code of Bank of Baroda, JOHNSTONEGANJ,ALLAHABAD branch in PRAYAGRAJ, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0DBJOHN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JOHNSTONEGANJ,ALLAHABAD branch, and detailed step-by-step guides for using the IFSC BARB0DBJOHN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – JOHNSTONEGANJ,ALLAHABAD is BARB0DBJOHN. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBJOHN map to this branch in PRAYAGRAJ, UTTAR PRADESH.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Johnstoneganj,Allahabad branch in Prayagraj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBJOHN.
About this branch
The branch is located at 1214JHONSTAN GANJ ALLAHABAD ALLAHABAD UTTAR PRADESH 211003. It serves the Prayagraj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBJOHN is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Johnstoneganj,Allahabad |
| IFSC Code | BARB0DBJOHN |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1214JHONSTAN GANJ ALLAHABAD ALLAHABAD UTTAR PRADESH 211003 |
| City | Prayagraj |
| District | Prayagraj |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JOHNSTONEGANJ,ALLAHABAD of Bank of Baroda — its own 11-character IFSC. The code BARB0DBJOHN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBJOHN the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBJOHN and the account number together uniquely identify the Johnstoneganj,Allahabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0DBJOHN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBJOHN across all three.
How to use IFSC BARB0DBJOHN for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's JOHNSTONEGANJ,ALLAHABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBJOHN.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as JOHNSTONEGANJ,ALLAHABAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DBJOHN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – JOHNSTONEGANJ,ALLAHABAD, ensure your bank's portal accepts IFSC BARB0DBJOHN while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – JOHNSTONEGANJ,ALLAHABAD, use IMPS. With IFSC BARB0DBJOHN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBJOHN for Bank of Baroda – JOHNSTONEGANJ,ALLAHABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBJOHN | Yes – BARB0DBJOHN | Yes – BARB0DBJOHN |
For most retail customers crediting the Johnstoneganj,Allahabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBJOHN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – JOHNSTONEGANJ,ALLAHABAD is still mapped to IFSC BARB0DBJOHN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBJOHN and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Johnstoneganj,Allahabad branch is mapped to IFSC BARB0DBJOHN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBJOHN.
Products and services
Customers walking into the Johnstoneganj,Allahabad branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBJOHN
Digital banking channels
Most day-to-day work that customers used to do at the Johnstoneganj,Allahabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBJOHN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Johnstoneganj,Allahabad branch sits at 1214JHONSTAN GANJ ALLAHABAD ALLAHABAD UTTAR PRADESH 211003. If you are travelling from outside Prayagraj, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBJOHN and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – JOHNSTONEGANJ,ALLAHABAD:
- The IFSC is exactly BARB0DBJOHN with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and JOHNSTONEGANJ,ALLAHABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Johnstoneganj,Allahabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBJOHN, however, work 24x7.
Verifying IFSC BARB0DBJOHN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBJOHN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaJohnstoneganj,Allahabad Branch
1214JHONSTAN GANJ ALLAHABAD ALLAHABAD UTTAR PRADESH 211003
Prayagraj, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0DBJOHN
Frequently asked questions
What is the IFSC code of Bank of Baroda Johnstoneganj,Allahabad branch?
The IFSC code of Bank of Baroda, Johnstoneganj,Allahabad branch is BARB0DBJOHN. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0DBJOHN the same for all accounts at Johnstoneganj,Allahabad branch?
Yes. The IFSC BARB0DBJOHN is shared by every account held at Bank of Baroda's Johnstoneganj,Allahabad branch. Only the account number changes from customer to customer.
Is IFSC BARB0DBJOHN valid for NEFT and RTGS?
Yes. IFSC BARB0DBJOHN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Johnstoneganj,Allahabad branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Johnstoneganj,Allahabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBJOHN, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Johnstoneganj,Allahabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How quickly will an NEFT transfer using BARB0DBJOHN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Johnstoneganj,Allahabad reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Johnstoneganj,Allahabad branch but serve different purposes.
Final notes
To recap: BARB0DBJOHN is the IFSC code of Bank of Baroda, JOHNSTONEGANJ,ALLAHABAD branch, in PRAYAGRAJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
