Use this page as a one-stop reference for everything related to Bank of Baroda's BABUGANJ branch in PRAYAGRAJ, UTTAR PRADESH. The branch's IFSC code BARB0DBBABU is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BABUGANJ branch, the IFSC BARB0DBBABU breaks down as follows: BARB identifies the bank, 0 is the reserved character, and DBBABU identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Babuganj branch in Prayagraj, Uttar Pradesh is part of this network and uses the IFSC code BARB0DBBABU for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Babuganj |
| IFSC Code | BARB0DBBABU |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POBABUGANJTEHPHULPUR05332251057 BABUG ALLAHABAD UTTAR PRADESH 212507 |
| City | Prayagraj |
| District | Prayagraj |
| State | Uttar Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
Babuganj branch overview
Located at AT POBABUGANJTEHPHULPUR05332251057 BABUG ALLAHABAD UTTAR PRADESH 212507, the Babuganj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0DBBABU is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BABUGANJ of Bank of Baroda — its own 11-character IFSC. The code BARB0DBBABU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBBABU the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Babuganj branch is mapped to IFSC BARB0DBBABU on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBBABU.
Products and services
Customers walking into the Babuganj branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBBABU
How to transfer money using IFSC BARB0DBBABU
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBBABU across all three.
How to use IFSC BARB0DBBABU for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BABUGANJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBBABU.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BABUGANJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BABUGANJ
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BABUGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBBABU while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BABUGANJ (IFSC BARB0DBBABU)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBBABU in your mobile or internet banking app, and the money is credited to the BABUGANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBBABU for Bank of Baroda – BABUGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBBABU | Yes – BARB0DBBABU | Yes – BARB0DBBABU |
For most retail customers crediting the Babuganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BABUGANJ branch, the IFSC BARB0DBBABU is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0DBBABU
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BABUGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBBABU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Babuganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBBABU for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0DBBABU
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BABUGANJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBBABU. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Babuganj branch
The branch is located at AT POBABUGANJTEHPHULPUR05332251057 BABUG ALLAHABAD UTTAR PRADESH 212507, which puts it inside Prayagraj, the broader Prayagraj district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Babuganj branch” — the verified location pin for IFSC BARB0DBBABU should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBBABU and your account number.
Verifying IFSC BARB0DBBABU from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBBABU by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Babuganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBBABU continue to work without interruption.
Branch address & contact
Bank of BarodaBabuganj Branch
AT POBABUGANJTEHPHULPUR05332251057 BABUG ALLAHABAD UTTAR PRADESH 212507
Prayagraj, Uttar Pradesh
Phone: 22-1800223344
IFSC: BARB0DBBABU
Frequently asked questions
How do I add Bank of Baroda Babuganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBBABU, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Babuganj branch?
The IFSC code of Bank of Baroda, Babuganj branch is BARB0DBBABU. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0DBBABU valid for NEFT and RTGS?
Yes. IFSC BARB0DBBABU is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Babuganj branch but serve different purposes.
How quickly will an NEFT transfer using BARB0DBBABU be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Babuganj reflect within 30 minutes.
What is the phone number of Bank of Baroda Babuganj branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0DBBABU the same for all accounts at Babuganj branch?
Yes. The IFSC BARB0DBBABU is shared by every account held at Bank of Baroda's Babuganj branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0DBBABU belongs to Bank of Baroda's BABUGANJ branch, located at AT POBABUGANJTEHPHULPUR05332251057 BABUG ALLAHABAD UTTAR PRADESH 212507 in PRAYAGRAJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
