Use this page as a one-stop reference for everything related to Bank of Baroda's PODALAKURU branch in PODALAKUR, ANDHRA PRADESH. The branch's IFSC code BARB0PODALA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's PODALAKURU branch, the IFSC BARB0PODALA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and PODALA identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Podalakuru branch — IFSC BARB0PODALA — extends the bank's services to customers in and around Podalakur, Andhra Pradesh.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Podalakuru |
| IFSC Code | BARB0PODALA |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.NO 7-67, GROUND FLOOR, BKR KALYANAMANDAPAM, PODALAKURU PINCODE 524345 |
| City | Podalakur |
| District | Sri Potti Sriramulu Nellore |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About the Podalakuru branch
The Podalakuru branch of Bank of Baroda is situated at D.NO 7-67, GROUND FLOOR, BKR KALYANAMANDAPAM, PODALAKURU PINCODE 524345. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0PODALA is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PODALAKURU branch came to be assigned the code BARB0PODALA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0PODALA, money simply cannot be routed to the PODALAKURU branch electronically.
Products and account variants supported
Every account opened at the Podalakuru branch is mapped to IFSC BARB0PODALA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0PODALA.
Banking services available
The Podalakuru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0PODALA
How to transfer money using IFSC BARB0PODALA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0PODALA across all three.
How to use IFSC BARB0PODALA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's PODALAKURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0PODALA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as PODALAKURU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PODALAKURU
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's PODALAKURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0PODALA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda PODALAKURU (IFSC BARB0PODALA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0PODALA in your mobile or internet banking app, and the money is credited to the PODALAKURU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0PODALA for Bank of Baroda – PODALAKURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0PODALA | Yes – BARB0PODALA | Yes – BARB0PODALA |
For most retail customers crediting the Podalakuru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's PODALAKURU branch, the IFSC BARB0PODALA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Podalakuru branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0PODALA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0PODALA and the account number together uniquely identify the Podalakuru branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PODALAKURU:
- The IFSC is exactly BARB0PODALA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and PODALAKURU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Podalakuru branch sits at D.NO 7-67, GROUND FLOOR, BKR KALYANAMANDAPAM, PODALAKURU PINCODE 524345. If you are travelling from outside Podalakur, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0PODALA and your account number.
Verifying IFSC BARB0PODALA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0PODALA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Podalakuru are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0PODALA continue to work without interruption.
Branch address & contact
Bank of BarodaPodalakuru Branch
D.NO 7-67, GROUND FLOOR, BKR KALYANAMANDAPAM, PODALAKURU PINCODE 524345
Podalakur, Andhra Pradesh
Phone: 22-1800223344
IFSC: BARB0PODALA
Frequently asked questions
Is IFSC BARB0PODALA valid for NEFT and RTGS?
Yes. IFSC BARB0PODALA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BARB0PODALA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0PODALA to send funds instantly.
What is the IFSC code of Bank of Baroda Podalakuru branch?
The IFSC code of Bank of Baroda, Podalakuru branch is BARB0PODALA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Podalakuru branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Podalakuru branch located?
Bank of Baroda's Podalakuru branch is located at D.NO 7-67, GROUND FLOOR, BKR KALYANAMANDAPAM, PODALAKURU PINCODE 524345, Podalakur, Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Podalakuru branch but serve different purposes.
How quickly will an NEFT transfer using BARB0PODALA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Podalakuru reflect within 30 minutes.
How do I add Bank of Baroda Podalakuru as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0PODALA, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0PODALA is the IFSC code of Bank of Baroda, PODALAKURU branch, in PODALAKUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
