Use this page as a one-stop reference for everything related to Bank of Baroda's PALEGOAN-THANE branch in PHALEGAON, MAHARASHTRA. The branch's IFSC code BARB0VJPALE is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJPALE is the IFSC of Bank of Baroda's PALEGOAN-THANE branch. The format is fixed: BARB = bank code, 0 = reserved, VJPALE = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Palegoan-Thane |
| IFSC Code | BARB0VJPALE |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR , H.NO.417, PHALEGAON , KALYAN TALUK,THANE , PALEGOAN , 421301 |
| City | Phalegaon |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Palegoan-Thane branch — IFSC BARB0VJPALE — extends the bank's services to customers in and around Phalegaon, Maharashtra.
About this branch
The branch is located at GROUND FLOOR , H.NO.417, PHALEGAON , KALYAN TALUK,THANE , PALEGOAN , 421301. It serves the Phalegaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJPALE is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PALEGOAN-THANE branch came to be assigned the code BARB0VJPALE.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJPALE, money simply cannot be routed to the PALEGOAN-THANE branch electronically.
How to transfer money using IFSC BARB0VJPALE
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJPALE across all three.
NEFT to Bank of Baroda, PALEGOAN-THANE using IFSC BARB0VJPALE
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJPALE, and confirm that the system picks up Bank of Baroda – PALEGOAN-THANE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PALEGOAN-THANE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's PALEGOAN-THANE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJPALE while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda PALEGOAN-THANE (IFSC BARB0VJPALE)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJPALE in your mobile or internet banking app, and the money is credited to the PALEGOAN-THANE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJPALE for Bank of Baroda – PALEGOAN-THANE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJPALE | Yes – BARB0VJPALE | Yes – BARB0VJPALE |
For most retail customers crediting the Palegoan-Thane branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJPALE
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PALEGOAN-THANE is still mapped to IFSC BARB0VJPALE. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJPALE and the beneficiary's account number to complete the transfer.
Account types you can open at the Palegoan-Thane branch
Once you have an account at Bank of Baroda – PALEGOAN-THANE, the IFSC BARB0VJPALE stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Palegoan-Thane branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJPALE
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJPALE and the account number together uniquely identify the Palegoan-Thane branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0VJPALE
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the PALEGOAN-THANE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJPALE is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PALEGOAN-THANE:
- The IFSC is exactly BARB0VJPALE with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and PALEGOAN-THANE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Palegoan-Thane branch
The branch is located at GROUND FLOOR , H.NO.417, PHALEGAON , KALYAN TALUK,THANE , PALEGOAN , 421301, which puts it inside Phalegaon, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Palegoan-Thane branch” — the verified location pin for IFSC BARB0VJPALE should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJPALE and your account number.
Verifying IFSC BARB0VJPALE from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJPALE by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Palegoan-Thane are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJPALE continue to work without interruption.
Branch address & contact
Bank of BarodaPalegoan-Thane Branch
GROUND FLOOR , H.NO.417, PHALEGAON , KALYAN TALUK,THANE , PALEGOAN , 421301
Phalegaon, Maharashtra
Phone: 22-1800223344
IFSC: BARB0VJPALE
Frequently asked questions
Does Bank of Baroda Palegoan-Thane branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Palegoan-Thane branch but serve different purposes.
Is IFSC BARB0VJPALE the same for all accounts at Palegoan-Thane branch?
Yes. The IFSC BARB0VJPALE is shared by every account held at Bank of Baroda's Palegoan-Thane branch. Only the account number changes from customer to customer.
Is IFSC BARB0VJPALE valid for NEFT and RTGS?
Yes. IFSC BARB0VJPALE is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BARB0VJPALE for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJPALE to send funds instantly.
What is the phone number of Bank of Baroda Palegoan-Thane branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Palegoan-Thane branch?
The IFSC code of Bank of Baroda, Palegoan-Thane branch is BARB0VJPALE. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0VJPALE belongs to Bank of Baroda's PALEGOAN-THANE branch, located at GROUND FLOOR , H.NO.417, PHALEGAON , KALYAN TALUK,THANE , PALEGOAN , 421301 in PHALEGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
