If you are searching for the IFSC code of Bank of Baroda, PEROORKADA BRANCH branch in PEROOR KARA, KERALA, this page has every detail you need. The verified IFSC code for this branch is BARB0PEROOR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PEROORKADA BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0PEROOR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – PEROORKADA BRANCH is BARB0PEROOR. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters PEROOR map to this branch in PEROOR KARA, KERALA.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Peroorkada Branch branch in Peroor Kara, Kerala is part of this network and uses the IFSC code BARB0PEROOR for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Peroorkada Branch |
| IFSC Code | BARB0PEROOR |
| MICR Code | Refer to cheque leaf |
| Branch Address | TC 4/698(1), PADMASHREE TOLL JUNCTION, KAUDIAR, THIRUVANTHAPURAM 695 003, KERALA |
| City | Peroor Kara |
| District | Peroor Kara |
| State | Kerala |
| Phone | 1800223344 |
About this branch
The branch is located at TC 4/698(1), PADMASHREE TOLL JUNCTION, KAUDIAR, THIRUVANTHAPURAM 695 003, KERALA. It serves the Peroor Kara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0PEROOR is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PEROORKADA BRANCH branch came to be assigned the code BARB0PEROOR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0PEROOR, money simply cannot be routed to the PEROORKADA BRANCH branch electronically.
Products and account variants supported
Every account opened at the Peroorkada Branch branch is mapped to IFSC BARB0PEROOR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0PEROOR.
Products and services
Customers walking into the Peroorkada Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0PEROOR
How to transfer money using IFSC BARB0PEROOR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0PEROOR across all three.
NEFT to Bank of Baroda, PEROORKADA BRANCH using IFSC BARB0PEROOR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0PEROOR, and confirm that the system picks up Bank of Baroda – PEROORKADA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0PEROOR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – PEROORKADA BRANCH, ensure your bank's portal accepts IFSC BARB0PEROOR while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda PEROORKADA BRANCH (IFSC BARB0PEROOR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0PEROOR in your mobile or internet banking app, and the money is credited to the PEROORKADA BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0PEROOR for Bank of Baroda – PEROORKADA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0PEROOR | Yes – BARB0PEROOR | Yes – BARB0PEROOR |
For most retail customers crediting the Peroorkada Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0PEROOR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PEROORKADA BRANCH is still mapped to IFSC BARB0PEROOR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0PEROOR and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0PEROOR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the PEROORKADA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0PEROOR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Peroorkada Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0PEROOR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0PEROOR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – PEROORKADA BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0PEROOR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Peroorkada Branch branch sits at TC 4/698(1), PADMASHREE TOLL JUNCTION, KAUDIAR, THIRUVANTHAPURAM 695 003, KERALA. If you are travelling from outside Peroor Kara, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0PEROOR and your account number.
Verifying IFSC BARB0PEROOR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0PEROOR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Peroorkada Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0PEROOR continue to work without interruption.
Branch address & contact
Bank of BarodaPeroorkada Branch Branch
TC 4/698(1), PADMASHREE TOLL JUNCTION, KAUDIAR, THIRUVANTHAPURAM 695 003, KERALA
Peroor Kara, Kerala
Phone: 1800223344
IFSC: BARB0PEROOR
Frequently asked questions
Does Bank of Baroda Peroorkada Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Where is Bank of Baroda Peroorkada Branch branch located?
Bank of Baroda's Peroorkada Branch branch is located at TC 4/698(1), PADMASHREE TOLL JUNCTION, KAUDIAR, THIRUVANTHAPURAM 695 003, KERALA, Peroor Kara, Kerala.
Can I use IFSC BARB0PEROOR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0PEROOR to send funds instantly.
What is the IFSC code of Bank of Baroda Peroorkada Branch branch?
The IFSC code of Bank of Baroda, Peroorkada Branch branch is BARB0PEROOR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0PEROOR valid for NEFT and RTGS?
Yes. IFSC BARB0PEROOR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Peroorkada Branch branch but serve different purposes.
How do I add Bank of Baroda Peroorkada Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0PEROOR, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0PEROOR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Peroorkada Branch reflect within 30 minutes.
Summary
The IFSC code BARB0PEROOR belongs to Bank of Baroda's PEROORKADA BRANCH branch, located at TC 4/698(1), PADMASHREE TOLL JUNCTION, KAUDIAR, THIRUVANTHAPURAM 695 003, KERALA in PEROOR KARA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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