Below are the complete branch details for Bank of Baroda, MSME KADAMKUAN branch, located in PATNA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJMKAD. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJMKAD for Bank of Baroda – MSME KADAMKUAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – MSME KADAMKUAN is BARB0VJMKAD. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJMKAD map to this branch in PATNA, BIHAR.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Msme Kadamkuan branch in Patna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJMKAD.
About the Msme Kadamkuan branch
The Msme Kadamkuan branch of Bank of Baroda is situated at GEETHA BHAVAN, RAJENDRA PATH, KADAM KUAN PATNA-800003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJMKAD is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Msme Kadamkuan |
| IFSC Code | BARB0VJMKAD |
| MICR Code | Refer to cheque leaf |
| Branch Address | GEETHA BHAVAN, RAJENDRA PATH, KADAM KUAN PATNA-800003 |
| City | Patna |
| District | Patna |
| State | Bihar |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MSME KADAMKUAN of Bank of Baroda — its own 11-character IFSC. The code BARB0VJMKAD is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJMKAD the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJMKAD and the account number together uniquely identify the Msme Kadamkuan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0VJMKAD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJMKAD across all three.
NEFT to Bank of Baroda, MSME KADAMKUAN using IFSC BARB0VJMKAD
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJMKAD, and confirm that the system picks up Bank of Baroda – MSME KADAMKUAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MSME KADAMKUAN
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MSME KADAMKUAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJMKAD while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – MSME KADAMKUAN, use IMPS. With IFSC BARB0VJMKAD and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJMKAD for Bank of Baroda – MSME KADAMKUAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJMKAD | Yes – BARB0VJMKAD | Yes – BARB0VJMKAD |
For most retail customers crediting the Msme Kadamkuan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJMKAD
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MSME KADAMKUAN is still mapped to IFSC BARB0VJMKAD. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJMKAD and the beneficiary's account number to complete the transfer.
Account types you can open at the Msme Kadamkuan branch
Once you have an account at Bank of Baroda – MSME KADAMKUAN, the IFSC BARB0VJMKAD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Msme Kadamkuan branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJMKAD
Digital banking channels
Most day-to-day work that customers used to do at the Msme Kadamkuan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJMKAD is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Msme Kadamkuan branch
The branch is located at GEETHA BHAVAN, RAJENDRA PATH, KADAM KUAN PATNA-800003, which puts it inside Patna, the broader Patna district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Msme Kadamkuan branch” — the verified location pin for IFSC BARB0VJMKAD should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJMKAD and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MSME KADAMKUAN:
- The IFSC is exactly BARB0VJMKAD with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and MSME KADAMKUAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Msme Kadamkuan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJMKAD, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJMKAD for Bank of Baroda – MSME KADAMKUAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaMsme Kadamkuan Branch
GEETHA BHAVAN, RAJENDRA PATH, KADAM KUAN PATNA-800003
Patna, Bihar
Phone: 22-1800223344
IFSC: BARB0VJMKAD
Frequently asked questions
How quickly will an NEFT transfer using BARB0VJMKAD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Msme Kadamkuan reflect within 30 minutes.
Where is Bank of Baroda Msme Kadamkuan branch located?
Bank of Baroda's Msme Kadamkuan branch is located at GEETHA BHAVAN, RAJENDRA PATH, KADAM KUAN PATNA-800003, Patna, Bihar.
What is the phone number of Bank of Baroda Msme Kadamkuan branch?
You can reach the branch at 22-1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Msme Kadamkuan branch but serve different purposes.
Is IFSC BARB0VJMKAD the same for all accounts at Msme Kadamkuan branch?
Yes. The IFSC BARB0VJMKAD is shared by every account held at Bank of Baroda's Msme Kadamkuan branch. Only the account number changes from customer to customer.
Is IFSC BARB0VJMKAD valid for NEFT and RTGS?
Yes. IFSC BARB0VJMKAD is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Msme Kadamkuan branch?
The IFSC code of Bank of Baroda, Msme Kadamkuan branch is BARB0VJMKAD. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0VJMKAD belongs to Bank of Baroda's MSME KADAMKUAN branch, located at GEETHA BHAVAN, RAJENDRA PATH, KADAM KUAN PATNA-800003 in PATNA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
