Below are the complete branch details for Bank of Baroda, PALGHAR branch, located in PALGHAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBPALG. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBPALG for Bank of Baroda – PALGHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBPALG is the IFSC of Bank of Baroda's PALGHAR branch. The format is fixed: BARB = bank code, 0 = reserved, DBPALG = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Palghar branch in Palghar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBPALG.
Palghar branch overview
Located at DANDEKAR BUILDING MAHIM ROAD PALGHAR TALPADISTTTHANE MAHARASHTRA PIN401404 MUMBAI THANE MAHARASHTRA 401404, the Palghar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0DBPALG is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Palghar |
| IFSC Code | BARB0DBPALG |
| MICR Code | Refer to cheque leaf |
| Branch Address | DANDEKAR BUILDING MAHIM ROAD PALGHAR TALPADISTTTHANE MAHARASHTRA PIN401404 MUMBAI THANE MAHARASHTRA 401404 |
| City | Palghar |
| District | Palghar |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PALGHAR branch came to be assigned the code BARB0DBPALG.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBPALG, money simply cannot be routed to the PALGHAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Palghar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBPALG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0DBPALG
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBPALG across all three.
How to use IFSC BARB0DBPALG for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's PALGHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBPALG.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as PALGHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DBPALG
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – PALGHAR, ensure your bank's portal accepts IFSC BARB0DBPALG while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – PALGHAR, use IMPS. With IFSC BARB0DBPALG and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Palghar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBPALG:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PALGHAR is still linked to IFSC BARB0DBPALG.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0DBPALG
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PALGHAR is still mapped to IFSC BARB0DBPALG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBPALG and the beneficiary's account number to complete the transfer.
Account types you can open at the Palghar branch
Once you have an account at Bank of Baroda – PALGHAR, the IFSC BARB0DBPALG stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Palghar branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBPALG
Digital banking channels
Most day-to-day work that customers used to do at the Palghar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBPALG is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Palghar branch
The branch is located at DANDEKAR BUILDING MAHIM ROAD PALGHAR TALPADISTTTHANE MAHARASHTRA PIN401404 MUMBAI THANE MAHARASHTRA 401404, which puts it inside Palghar, the broader Palghar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Palghar branch” — the verified location pin for IFSC BARB0DBPALG should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBPALG and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PALGHAR:
- The IFSC is exactly BARB0DBPALG with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and PALGHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Palghar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBPALG, however, work 24x7.
Verifying IFSC BARB0DBPALG from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBPALG by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaPalghar Branch
DANDEKAR BUILDING MAHIM ROAD PALGHAR TALPADISTTTHANE MAHARASHTRA PIN401404 MUMBAI THANE MAHARASHTRA 401404
Palghar, Maharashtra
Phone: 22-1800223344
IFSC: BARB0DBPALG
Frequently asked questions
Is IFSC BARB0DBPALG the same for all accounts at Palghar branch?
Yes. The IFSC BARB0DBPALG is shared by every account held at Bank of Baroda's Palghar branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Palghar branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Palghar branch located?
Bank of Baroda's Palghar branch is located at DANDEKAR BUILDING MAHIM ROAD PALGHAR TALPADISTTTHANE MAHARASHTRA PIN401404 MUMBAI THANE MAHARASHTRA 401404, Palghar, Maharashtra.
How quickly will an NEFT transfer using BARB0DBPALG be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Palghar reflect within 30 minutes.
How do I add Bank of Baroda Palghar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBPALG, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Palghar branch?
The IFSC code of Bank of Baroda, Palghar branch is BARB0DBPALG. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0DBPALG for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBPALG to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Palghar branch but serve different purposes.
Final notes
To recap: BARB0DBPALG is the IFSC code of Bank of Baroda, PALGHAR branch, in PALGHAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
