If you are searching for the IFSC code of Bank of Baroda, ROSARB BANASKANTHA branch in PALANPUR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0SARBNK. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ROSARB BANASKANTHA branch, and detailed step-by-step guides for using the IFSC BARB0SARBNK across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – ROSARB BANASKANTHA is BARB0SARBNK. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SARBNK map to this branch in PALANPUR, GUJARAT.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Rosarb Banaskantha |
| IFSC Code | BARB0SARBNK |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF BARODA REGIONAL OFFICE 3RD FLOOR RUDRA ARCADE 385001 |
| City | Palanpur |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rosarb Banaskantha branch in Palanpur, Gujarat is part of this network and uses the IFSC code BARB0SARBNK for all electronic settlement.
About the Rosarb Banaskantha branch
The Rosarb Banaskantha branch of Bank of Baroda is situated at BANK OF BARODA REGIONAL OFFICE 3RD FLOOR RUDRA ARCADE 385001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0SARBNK is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ROSARB BANASKANTHA of Bank of Baroda — its own 11-character IFSC. The code BARB0SARBNK is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0SARBNK the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0SARBNK
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SARBNK across all three.
How to use IFSC BARB0SARBNK for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's ROSARB BANASKANTHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0SARBNK.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as ROSARB BANASKANTHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0SARBNK
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – ROSARB BANASKANTHA, ensure your bank's portal accepts IFSC BARB0SARBNK while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – ROSARB BANASKANTHA, use IMPS. With IFSC BARB0SARBNK and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0SARBNK for Bank of Baroda – ROSARB BANASKANTHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0SARBNK | Yes – BARB0SARBNK | Yes – BARB0SARBNK |
For most retail customers crediting the Rosarb Banaskantha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's ROSARB BANASKANTHA branch, the IFSC BARB0SARBNK is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rosarb Banaskantha branch is mapped to IFSC BARB0SARBNK on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0SARBNK.
Products and services
Customers walking into the Rosarb Banaskantha branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0SARBNK
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SARBNK and the account number together uniquely identify the Rosarb Banaskantha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0SARBNK
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the ROSARB BANASKANTHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0SARBNK is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – ROSARB BANASKANTHA:
- The IFSC is exactly BARB0SARBNK with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and ROSARB BANASKANTHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rosarb Banaskantha branch sits at BANK OF BARODA REGIONAL OFFICE 3RD FLOOR RUDRA ARCADE 385001. If you are travelling from outside Palanpur, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SARBNK and your account number.
Verifying IFSC BARB0SARBNK from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SARBNK by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rosarb Banaskantha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SARBNK, however, work 24x7.
Branch address & contact
Bank of BarodaRosarb Banaskantha Branch
BANK OF BARODA REGIONAL OFFICE 3RD FLOOR RUDRA ARCADE 385001
Palanpur, Gujarat
Phone: 22-1800223344
IFSC: BARB0SARBNK
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rosarb Banaskantha branch but serve different purposes.
How do I add Bank of Baroda Rosarb Banaskantha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0SARBNK, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0SARBNK for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0SARBNK to send funds instantly.
How quickly will an NEFT transfer using BARB0SARBNK be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Rosarb Banaskantha reflect within 30 minutes.
What is the phone number of Bank of Baroda Rosarb Banaskantha branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0SARBNK the same for all accounts at Rosarb Banaskantha branch?
Yes. The IFSC BARB0SARBNK is shared by every account held at Bank of Baroda's Rosarb Banaskantha branch. Only the account number changes from customer to customer.
Is IFSC BARB0SARBNK valid for NEFT and RTGS?
Yes. IFSC BARB0SARBNK is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Rosarb Banaskantha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Summary
The IFSC code BARB0SARBNK belongs to Bank of Baroda's ROSARB BANASKANTHA branch, located at BANK OF BARODA REGIONAL OFFICE 3RD FLOOR RUDRA ARCADE 385001 in PALANPUR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
