Below are the complete branch details for Bank of Baroda, NORTH LAKHIMPUR branch, located in NORTH LAKHIMPUR, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJLAKN. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJLAKN for Bank of Baroda – NORTH LAKHIMPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJLAKN is the IFSC of Bank of Baroda's NORTH LAKHIMPUR branch. The format is fixed: BARB = bank code, 0 = reserved, VJLAKN = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The North Lakhimpur branch — IFSC BARB0VJLAKN — extends the bank's services to customers in and around North Lakhimpur, Assam.
North Lakhimpur branch overview
Located at VIJAYA BANK, NORTH LAKHIMPUR BRANCH, NT TOAD, WARD NO 7, OPP APEX BANK, PO PS NORTH LAKHIMPUR , LAKHIMPUR , 787001, the North Lakhimpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJLAKN is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | North Lakhimpur |
| IFSC Code | BARB0VJLAKN |
| MICR Code | Refer to cheque leaf |
| Branch Address | VIJAYA BANK, NORTH LAKHIMPUR BRANCH, NT TOAD, WARD NO 7, OPP APEX BANK, PO PS NORTH LAKHIMPUR , LAKHIMPUR , 787001 |
| City | North Lakhimpur |
| District | Lakhimpur |
| State | Assam |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NORTH LAKHIMPUR of Bank of Baroda — its own 11-character IFSC. The code BARB0VJLAKN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJLAKN the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the North Lakhimpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJLAKN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJLAKN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJLAKN across all three.
How to use IFSC BARB0VJLAKN for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's NORTH LAKHIMPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJLAKN.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as NORTH LAKHIMPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJLAKN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – NORTH LAKHIMPUR, ensure your bank's portal accepts IFSC BARB0VJLAKN while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda NORTH LAKHIMPUR (IFSC BARB0VJLAKN)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJLAKN in your mobile or internet banking app, and the money is credited to the NORTH LAKHIMPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJLAKN for Bank of Baroda – NORTH LAKHIMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJLAKN | Yes – BARB0VJLAKN | Yes – BARB0VJLAKN |
For most retail customers crediting the North Lakhimpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJLAKN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NORTH LAKHIMPUR is still mapped to IFSC BARB0VJLAKN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJLAKN and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the North Lakhimpur branch is mapped to IFSC BARB0VJLAKN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJLAKN.
Banking services available
The North Lakhimpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJLAKN
Digital banking channels
Most day-to-day work that customers used to do at the North Lakhimpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJLAKN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the North Lakhimpur branch
The branch is located at VIJAYA BANK, NORTH LAKHIMPUR BRANCH, NT TOAD, WARD NO 7, OPP APEX BANK, PO PS NORTH LAKHIMPUR , LAKHIMPUR , 787001, which puts it inside North Lakhimpur, the broader Lakhimpur district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda North Lakhimpur branch” — the verified location pin for IFSC BARB0VJLAKN should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJLAKN and your account number.
Common mistakes to avoid when using IFSC BARB0VJLAKN
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – NORTH LAKHIMPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJLAKN. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The North Lakhimpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJLAKN, however, work 24x7.
Verifying IFSC BARB0VJLAKN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJLAKN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaNorth Lakhimpur Branch
VIJAYA BANK, NORTH LAKHIMPUR BRANCH, NT TOAD, WARD NO 7, OPP APEX BANK, PO PS NORTH LAKHIMPUR , LAKHIMPUR , 787001
North Lakhimpur, Assam
Phone: 22-1800223344
IFSC: BARB0VJLAKN
Frequently asked questions
What is the phone number of Bank of Baroda North Lakhimpur branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJLAKN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – North Lakhimpur reflect within 30 minutes.
Can I use IFSC BARB0VJLAKN for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJLAKN to send funds instantly.
Does Bank of Baroda North Lakhimpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Is IFSC BARB0VJLAKN valid for NEFT and RTGS?
Yes. IFSC BARB0VJLAKN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0VJLAKN the same for all accounts at North Lakhimpur branch?
Yes. The IFSC BARB0VJLAKN is shared by every account held at Bank of Baroda's North Lakhimpur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the North Lakhimpur branch but serve different purposes.
What is the IFSC code of Bank of Baroda North Lakhimpur branch?
The IFSC code of Bank of Baroda, North Lakhimpur branch is BARB0VJLAKN. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BARB0VJLAKN is the IFSC code of Bank of Baroda, NORTH LAKHIMPUR branch, in NORTH LAKHIMPUR, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
