IFSC Code of Bank of Baroda, Nizamabad Br., a.P. Branch, Andhra Pradesh

Below are the complete branch details for Bank of Baroda, NIZAMABAD BR., A.P. branch, located in NIZAMABAD, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0NIZAMA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0NIZAMA for Bank of Baroda – NIZAMABAD BR., A.P. — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's NIZAMABAD BR., A.P. branch, the IFSC BARB0NIZAMA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and NIZAMA identifies this particular branch.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Nizamabad Br., a.P. branch — IFSC BARB0NIZAMA — extends the bank's services to customers in and around Nizamabad, Andhra Pradesh.

Branch details at a glance

About this branch

The branch is located at H NO-5-6-430, YELLAMMAGUTTA, HYDERABAD ROAD, NIZAMABAD, ANDHRA PRADESH - 503 003.. It serves the Nizamabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0NIZAMA is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's NIZAMABAD BR., A.P. branch came to be assigned the code BARB0NIZAMA.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0NIZAMA, money simply cannot be routed to the NIZAMABAD BR., A.P. branch electronically.

Account types you can open at the Nizamabad Br., a.P. branch

Once you have an account at Bank of Baroda – NIZAMABAD BR., A.P., the IFSC BARB0NIZAMA stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Nizamabad Br., a.P. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0NIZAMA

How to transfer money using IFSC BARB0NIZAMA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NIZAMA across all three.

How to use IFSC BARB0NIZAMA for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's NIZAMABAD BR., A.P. branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0NIZAMA.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as NIZAMABAD BR., A.P..
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NIZAMABAD BR., A.P.

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NIZAMABAD BR., A.P. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0NIZAMA while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda NIZAMABAD BR., A.P. (IFSC BARB0NIZAMA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0NIZAMA in your mobile or internet banking app, and the money is credited to the NIZAMABAD BR., A.P. branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Nizamabad Br., a.P.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0NIZAMA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NIZAMABAD BR., A.P. is still linked to IFSC BARB0NIZAMA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0NIZAMA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NIZAMABAD BR., A.P. is still mapped to IFSC BARB0NIZAMA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NIZAMA and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0NIZAMA

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NIZAMABAD BR., A.P. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0NIZAMA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0NIZAMA and the account number together uniquely identify the Nizamabad Br., a.P. branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NIZAMABAD BR., A.P.:

• The IFSC is exactly BARB0NIZAMA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and NIZAMABAD BR., A.P. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Nizamabad Br., a.P. branch

The branch is located at H NO-5-6-430, YELLAMMAGUTTA, HYDERABAD ROAD, NIZAMABAD, ANDHRA PRADESH - 503 003., which puts it inside Nizamabad, the broader Nizamabad district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Nizamabad Br., a.P. branch” — the verified location pin for IFSC BARB0NIZAMA should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0NIZAMA and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0NIZAMA for Bank of Baroda – NIZAMABAD BR., A.P., you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nizamabad Br., a.P. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NIZAMA, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0NIZAMA is the IFSC code of Bank of Baroda, NIZAMABAD BR., A.P. branch, in NIZAMABAD, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.