IFSC Code of Bank of Baroda, Neyyatinkara, Trivandrum,Kerla Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, NEYYATINKARA, TRIVANDRUM,KERLA branch in NEYYATTINKARA. The 11-digit IFSC BARB0NEYYAT uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the NEYYATINKARA, TRIVANDRUM,KERLA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – NEYYATINKARA, TRIVANDRUM,KERLA is BARB0NEYYAT. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NEYYAT map to this branch in NEYYATTINKARA, KERALA.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Neyyatinkara, Trivandrum,Kerla branch in Neyyattinkara, Kerala is part of this network and uses the IFSC code BARB0NEYYAT for all electronic settlement.

Branch details at a glance

About the Neyyatinkara, Trivandrum,Kerla branch

The Neyyatinkara, Trivandrum,Kerla branch of Bank of Baroda is situated at FIRST FLOOR, ARUN KRISHNA,KRISHNAN KOIL JUNCTION,NEYYATTINKARA, TRIVANDRUM,KERLA - 695121.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0NEYYAT is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEYYATINKARA, TRIVANDRUM,KERLA of Bank of Baroda — its own 11-character IFSC. The code BARB0NEYYAT is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0NEYYAT the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Neyyatinkara, Trivandrum,Kerla branch is mapped to IFSC BARB0NEYYAT on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0NEYYAT.

Products and services

Customers walking into the Neyyatinkara, Trivandrum,Kerla branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0NEYYAT

How to transfer money using IFSC BARB0NEYYAT

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NEYYAT across all three.

NEFT to Bank of Baroda, NEYYATINKARA, TRIVANDRUM,KERLA using IFSC BARB0NEYYAT

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0NEYYAT, and confirm that the system picks up Bank of Baroda – NEYYATINKARA, TRIVANDRUM,KERLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEYYATINKARA, TRIVANDRUM,KERLA

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NEYYATINKARA, TRIVANDRUM,KERLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0NEYYAT while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – NEYYATINKARA, TRIVANDRUM,KERLA, use IMPS. With IFSC BARB0NEYYAT and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Neyyatinkara, Trivandrum,Kerla

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0NEYYAT:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEYYATINKARA, TRIVANDRUM,KERLA is still linked to IFSC BARB0NEYYAT.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0NEYYAT

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NEYYATINKARA, TRIVANDRUM,KERLA is still mapped to IFSC BARB0NEYYAT. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NEYYAT and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0NEYYAT

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NEYYATINKARA, TRIVANDRUM,KERLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0NEYYAT is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Neyyatinkara, Trivandrum,Kerla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NEYYAT for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NEYYATINKARA, TRIVANDRUM,KERLA:

• The IFSC is exactly BARB0NEYYAT with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and NEYYATINKARA, TRIVANDRUM,KERLA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Neyyatinkara, Trivandrum,Kerla branch sits at FIRST FLOOR, ARUN KRISHNA,KRISHNAN KOIL JUNCTION,NEYYATTINKARA, TRIVANDRUM,KERLA - 695121.. If you are travelling from outside Neyyattinkara, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0NEYYAT and your account number.

Verifying IFSC BARB0NEYYAT from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NEYYAT by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Neyyatinkara, Trivandrum,Kerla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0NEYYAT continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0NEYYAT belongs to Bank of Baroda's NEYYATINKARA, TRIVANDRUM,KERLA branch, located at FIRST FLOOR, ARUN KRISHNA,KRISHNAN KOIL JUNCTION,NEYYATTINKARA,… in NEYYATTINKARA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.