IFSC Code of Bank of Baroda, Mid Corporate Cluster Office,North Branch, Delhi

Use this page as a one-stop reference for everything related to Bank of Baroda's MID CORPORATE CLUSTER OFFICE,NORTH branch in NEW DELHI, DELHI. The branch's IFSC code BARB0MIDCLD is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's MID CORPORATE CLUSTER OFFICE,NORTH branch, the IFSC BARB0MIDCLD breaks down as follows: BARB identifies the bank, 0 is the reserved character, and MIDCLD identifies this particular branch.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Mid Corporate Cluster Office,North branch — IFSC BARB0MIDCLD — extends the bank's services to customers in and around New Delhi, Delhi.

Branch details at a glance

About this branch

The branch is located at 5TH FLOOR,BANK OF BARODA ZONAL OFFICE BUILDING,110001. It serves the New Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0MIDCLD is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MID CORPORATE CLUSTER OFFICE,NORTH of Bank of Baroda — its own 11-character IFSC. The code BARB0MIDCLD is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0MIDCLD the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mid Corporate Cluster Office,North branch is mapped to IFSC BARB0MIDCLD on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0MIDCLD.

Banking services available

The Mid Corporate Cluster Office,North branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0MIDCLD

How to transfer money using IFSC BARB0MIDCLD

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MIDCLD across all three.

How to use IFSC BARB0MIDCLD for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's MID CORPORATE CLUSTER OFFICE,NORTH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0MIDCLD.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as MID CORPORATE CLUSTER OFFICE,NORTH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MID CORPORATE CLUSTER OFFICE,NORTH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MID CORPORATE CLUSTER OFFICE,NORTH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MIDCLD while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – MID CORPORATE CLUSTER OFFICE,NORTH, use IMPS. With IFSC BARB0MIDCLD and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mid Corporate Cluster Office,North

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0MIDCLD:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MID CORPORATE CLUSTER OFFICE,NORTH is still linked to IFSC BARB0MIDCLD.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0MIDCLD

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MID CORPORATE CLUSTER OFFICE,NORTH is still mapped to IFSC BARB0MIDCLD. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MIDCLD and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0MIDCLD

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the MID CORPORATE CLUSTER OFFICE,NORTH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0MIDCLD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MIDCLD and the account number together uniquely identify the Mid Corporate Cluster Office,North branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MID CORPORATE CLUSTER OFFICE,NORTH:

• The IFSC is exactly BARB0MIDCLD with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and MID CORPORATE CLUSTER OFFICE,NORTH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mid Corporate Cluster Office,North branch

The branch is located at 5TH FLOOR,BANK OF BARODA ZONAL OFFICE BUILDING,110001, which puts it inside New Delhi, the broader New Delhi Zone district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Mid Corporate Cluster Office,North branch” — the verified location pin for IFSC BARB0MIDCLD should appear at the top of the results.
2. Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0MIDCLD and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0MIDCLD for Bank of Baroda – MID CORPORATE CLUSTER OFFICE,NORTH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mid Corporate Cluster Office,North are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0MIDCLD continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0MIDCLD is the IFSC code of Bank of Baroda, MID CORPORATE CLUSTER OFFICE,NORTH branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.