If you are searching for the IFSC code of Bank of Baroda, BERUANBADI branch in NAYAGARH, ODISHA, this page has every detail you need. The verified IFSC code for this branch is BARB0BERUAN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BERUANBADI branch, and detailed step-by-step guides for using the IFSC BARB0BERUAN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BERUAN is the IFSC of Bank of Baroda's BERUANBADI branch. The format is fixed: BARB = bank code, 0 = reserved, BERUAN = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Beruanbadi branch in Nayagarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BERUAN.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Beruanbadi |
| IFSC Code | BARB0BERUAN |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT BERUANBADI GRAM PANCHAYAT BLOCK NUAGAON PO BERUANBADI DIST NAYAGARH ORISSA 752082 |
| City | Nayagarh |
| District | Nayagarh |
| State | Odisha |
| STD Code | 22 |
| Phone | 1800223344 |
About the Beruanbadi branch
The Beruanbadi branch of Bank of Baroda is situated at AT BERUANBADI GRAM PANCHAYAT BLOCK NUAGAON PO BERUANBADI DIST NAYAGARH ORISSA 752082. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0BERUAN is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BERUANBADI branch came to be assigned the code BARB0BERUAN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BERUAN, money simply cannot be routed to the BERUANBADI branch electronically.
Account types you can open at the Beruanbadi branch
Once you have an account at Bank of Baroda – BERUANBADI, the IFSC BARB0BERUAN stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Beruanbadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BERUAN
How to transfer money using IFSC BARB0BERUAN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BERUAN across all three.
How to use IFSC BARB0BERUAN for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BERUANBADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0BERUAN.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BERUANBADI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0BERUAN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BERUANBADI, ensure your bank's portal accepts IFSC BARB0BERUAN while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda BERUANBADI (IFSC BARB0BERUAN)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BERUAN in your mobile or internet banking app, and the money is credited to the BERUANBADI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Beruanbadi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0BERUAN:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BERUANBADI is still linked to IFSC BARB0BERUAN.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0BERUAN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BERUANBADI is still mapped to IFSC BARB0BERUAN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BERUAN and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Beruanbadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BERUAN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BERUAN and the account number together uniquely identify the Beruanbadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BERUANBADI:
- The IFSC is exactly BARB0BERUAN with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BERUANBADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Beruanbadi branch
The branch is located at AT BERUANBADI GRAM PANCHAYAT BLOCK NUAGAON PO BERUANBADI DIST NAYAGARH ORISSA 752082, which puts it inside Nayagarh, the broader Nayagarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Beruanbadi branch” — the verified location pin for IFSC BARB0BERUAN should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BERUAN and your account number.
Verifying IFSC BARB0BERUAN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BERUAN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Beruanbadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BERUAN continue to work without interruption.
Branch address & contact
Bank of BarodaBeruanbadi Branch
AT BERUANBADI GRAM PANCHAYAT BLOCK NUAGAON PO BERUANBADI DIST NAYAGARH ORISSA 752082
Nayagarh, Odisha
Phone: 22-1800223344
IFSC: BARB0BERUAN
Frequently asked questions
Is IFSC BARB0BERUAN valid for NEFT and RTGS?
Yes. IFSC BARB0BERUAN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0BERUAN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Beruanbadi reflect within 30 minutes.
Where is Bank of Baroda Beruanbadi branch located?
Bank of Baroda's Beruanbadi branch is located at AT BERUANBADI GRAM PANCHAYAT BLOCK NUAGAON PO BERUANBADI DIST NAYAGARH ORISSA 752082, Nayagarh, Odisha.
Does Bank of Baroda Beruanbadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the IFSC code of Bank of Baroda Beruanbadi branch?
The IFSC code of Bank of Baroda, Beruanbadi branch is BARB0BERUAN. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Beruanbadi branch but serve different purposes.
Summary
The IFSC code BARB0BERUAN belongs to Bank of Baroda's BERUANBADI branch, located at AT BERUANBADI GRAM PANCHAYAT BLOCK NUAGAON PO BERUANBADI DIST NAYAGARH ORISSA… in NAYAGARH, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
