Below are the complete branch details for Bank of Baroda, NASIK branch, located in NASHIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VJNASI. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VJNASI for Bank of Baroda – NASIK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJNASI is the IFSC of Bank of Baroda's NASIK branch. The format is fixed: BARB = bank code, 0 = reserved, VJNASI = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nasik branch in Nashik, Maharashtra is part of this network and uses the IFSC code BARB0VJNASI for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Nasik |
| IFSC Code | BARB0VJNASI |
| MICR Code | Refer to cheque leaf |
| Branch Address | P B NO 416 , 7,ABHYANKAR PLAZA , M G ROAD , NASIK , 422002 |
| City | Nashik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at P B NO 416 , 7,ABHYANKAR PLAZA , M G ROAD , NASIK , 422002. It serves the Nashik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJNASI is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's NASIK branch came to be assigned the code BARB0VJNASI.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJNASI, money simply cannot be routed to the NASIK branch electronically.
Account types you can open at the Nasik branch
Once you have an account at Bank of Baroda – NASIK, the IFSC BARB0VJNASI stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nasik branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJNASI
How to transfer money using IFSC BARB0VJNASI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJNASI across all three.
How to use IFSC BARB0VJNASI for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's NASIK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJNASI.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as NASIK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NASIK
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NASIK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJNASI while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda NASIK (IFSC BARB0VJNASI)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJNASI in your mobile or internet banking app, and the money is credited to the NASIK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJNASI for Bank of Baroda – NASIK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJNASI | Yes – BARB0VJNASI | Yes – BARB0VJNASI |
For most retail customers crediting the Nasik branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJNASI
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NASIK is still mapped to IFSC BARB0VJNASI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJNASI and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0VJNASI
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NASIK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJNASI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJNASI and the account number together uniquely identify the Nasik branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NASIK:
- The IFSC is exactly BARB0VJNASI with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and NASIK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nasik branch sits at P B NO 416 , 7,ABHYANKAR PLAZA , M G ROAD , NASIK , 422002. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJNASI and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJNASI for Bank of Baroda – NASIK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Nasik are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJNASI continue to work without interruption.
Branch address & contact
Bank of BarodaNasik Branch
P B NO 416 , 7,ABHYANKAR PLAZA , M G ROAD , NASIK , 422002
Nashik, Maharashtra
Phone: 22-1800223344
IFSC: BARB0VJNASI
Frequently asked questions
How do I add Bank of Baroda Nasik as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJNASI, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Nasik branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Can I use IFSC BARB0VJNASI for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJNASI to send funds instantly.
Is IFSC BARB0VJNASI valid for NEFT and RTGS?
Yes. IFSC BARB0VJNASI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Nasik branch located?
Bank of Baroda's Nasik branch is located at P B NO 416 , 7,ABHYANKAR PLAZA , M G ROAD , NASIK , 422002, Nashik, Maharashtra.
What is the phone number of Bank of Baroda Nasik branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0VJNASI the same for all accounts at Nasik branch?
Yes. The IFSC BARB0VJNASI is shared by every account held at Bank of Baroda's Nasik branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0VJNASI belongs to Bank of Baroda's NASIK branch, located at P B NO 416 , 7,ABHYANKAR PLAZA , M G ROAD , NASIK , 422002 in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
