Below are the complete branch details for Bank of Baroda, KARKHELI branch, located in NANDED, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBKARK. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBKARK for Bank of Baroda – KARKHELI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KARKHELI is BARB0DBKARK. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBKARK map to this branch in NANDED, MAHARASHTRA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Karkheli |
| IFSC Code | BARB0DBKARK |
| MICR Code | Refer to cheque leaf |
| Branch Address | KARKHELI BRANCHHOUSE NO 1114AT POST KARKHELTAL DHARMABADDIST NANDEDPIN 431808 NANDED JALGAON MAHARASHTRA 431808 |
| City | Nanded |
| District | Nanded |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Karkheli branch in Nanded. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBKARK.
About this branch
The branch is located at KARKHELI BRANCHHOUSE NO 1114AT POST KARKHELTAL DHARMABADDIST NANDEDPIN 431808 NANDED JALGAON MAHARASHTRA 431808. It serves the Nanded region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBKARK is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KARKHELI of Bank of Baroda — its own 11-character IFSC. The code BARB0DBKARK is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBKARK the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0DBKARK
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBKARK across all three.
NEFT to Bank of Baroda, KARKHELI using IFSC BARB0DBKARK
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBKARK, and confirm that the system picks up Bank of Baroda – KARKHELI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KARKHELI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's KARKHELI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBKARK while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda KARKHELI (IFSC BARB0DBKARK)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBKARK in your mobile or internet banking app, and the money is credited to the KARKHELI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBKARK for Bank of Baroda – KARKHELI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBKARK | Yes – BARB0DBKARK | Yes – BARB0DBKARK |
For most retail customers crediting the Karkheli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBKARK
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KARKHELI is still mapped to IFSC BARB0DBKARK. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBKARK and the beneficiary's account number to complete the transfer.
Account types you can open at the Karkheli branch
Once you have an account at Bank of Baroda – KARKHELI, the IFSC BARB0DBKARK stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Karkheli branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBKARK
MICR & cheque-truncation details
Cheques drawn on the Karkheli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBKARK for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Karkheli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBKARK is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KARKHELI:
- The IFSC is exactly BARB0DBKARK with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KARKHELI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Karkheli branch sits at KARKHELI BRANCHHOUSE NO 1114AT POST KARKHELTAL DHARMABADDIST NANDEDPIN 431808 NANDED JALGAON MAHARASHTRA 431808. If you are travelling from outside Nanded, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBKARK and your account number.
Verifying IFSC BARB0DBKARK from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBKARK by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Karkheli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBKARK, however, work 24x7.
Branch address & contact
Bank of BarodaKarkheli Branch
KARKHELI BRANCHHOUSE NO 1114AT POST KARKHELTAL DHARMABADDIST NANDEDPIN 431808 NANDED JALGAON MAHARASHTRA 431808
Nanded, Maharashtra
Phone: 22-1800223344
IFSC: BARB0DBKARK
Frequently asked questions
Does Bank of Baroda Karkheli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How quickly will an NEFT transfer using BARB0DBKARK be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Karkheli reflect within 30 minutes.
How do I add Bank of Baroda Karkheli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBKARK, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Karkheli branch located?
Bank of Baroda's Karkheli branch is located at KARKHELI BRANCHHOUSE NO 1114AT POST KARKHELTAL DHARMABADDIST NANDEDPIN 431808 NANDED JALGAON MAHARASHTRA 431808, Nanded, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karkheli branch but serve different purposes.
Is IFSC BARB0DBKARK the same for all accounts at Karkheli branch?
Yes. The IFSC BARB0DBKARK is shared by every account held at Bank of Baroda's Karkheli branch. Only the account number changes from customer to customer.
Final notes
To recap: BARB0DBKARK is the IFSC code of Bank of Baroda, KARKHELI branch, in NANDED, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
