Use this page as a one-stop reference for everything related to Bank of Baroda's DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND branch in NAINITAL, UTTARAKHAND. The branch's IFSC code BARB0EXTNAI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0EXTNAI is the IFSC of Bank of Baroda's DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND branch. The format is fixed: BARB = bank code, 0 = reserved, EXTNAI = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Dsb Nainital Extn Counter, Nainital, Uttarakhand branch in Nainital. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0EXTNAI.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Dsb Nainital Extn Counter, Nainital, Uttarakhand |
| IFSC Code | BARB0EXTNAI |
| MICR Code | Refer to cheque leaf |
| Branch Address | DSB NAINITAL EXTN. COUNTER, NAINITAL, UTTARAKHAND - 263 001. |
| City | Nainital |
| District | Nainital |
| State | Uttarakhand |
| Phone | 1800223344 |
About this branch
The branch is located at DSB NAINITAL EXTN. COUNTER, NAINITAL, UTTARAKHAND - 263 001.. It serves the Nainital region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0EXTNAI is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND of Bank of Baroda — its own 11-character IFSC. The code BARB0EXTNAI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0EXTNAI the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Dsb Nainital Extn Counter, Nainital, Uttarakhand branch is mapped to IFSC BARB0EXTNAI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0EXTNAI.
Banking services available
The Dsb Nainital Extn Counter, Nainital, Uttarakhand branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0EXTNAI
How to transfer money using IFSC BARB0EXTNAI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0EXTNAI across all three.
NEFT to Bank of Baroda, DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND using IFSC BARB0EXTNAI
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0EXTNAI, and confirm that the system picks up Bank of Baroda – DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0EXTNAI
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND, ensure your bank's portal accepts IFSC BARB0EXTNAI while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND, use IMPS. With IFSC BARB0EXTNAI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Dsb Nainital Extn Counter, Nainital, Uttarakhand
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0EXTNAI:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND is still linked to IFSC BARB0EXTNAI.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND branch, the IFSC BARB0EXTNAI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0EXTNAI
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0EXTNAI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Dsb Nainital Extn Counter, Nainital, Uttarakhand branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0EXTNAI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND:
- The IFSC is exactly BARB0EXTNAI with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dsb Nainital Extn Counter, Nainital, Uttarakhand branch sits at DSB NAINITAL EXTN. COUNTER, NAINITAL, UTTARAKHAND - 263 001.. If you are travelling from outside Nainital, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0EXTNAI and your account number.
Verifying IFSC BARB0EXTNAI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0EXTNAI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dsb Nainital Extn Counter, Nainital, Uttarakhand are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0EXTNAI continue to work without interruption.
Branch address & contact
Bank of BarodaDsb Nainital Extn Counter, Nainital, Uttarakhand Branch
DSB NAINITAL EXTN. COUNTER, NAINITAL, UTTARAKHAND - 263 001.
Nainital, Uttarakhand
Phone: 1800223344
IFSC: BARB0EXTNAI
Frequently asked questions
What is the IFSC code of Bank of Baroda Dsb Nainital Extn Counter, Nainital, Uttarakhand branch?
The IFSC code of Bank of Baroda, Dsb Nainital Extn Counter, Nainital, Uttarakhand branch is BARB0EXTNAI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Dsb Nainital Extn Counter, Nainital, Uttarakhand branch?
You can reach the branch at 1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0EXTNAI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Dsb Nainital Extn Counter, Nainital, Uttarakhand reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dsb Nainital Extn Counter, Nainital, Uttarakhand branch but serve different purposes.
Is IFSC BARB0EXTNAI valid for NEFT and RTGS?
Yes. IFSC BARB0EXTNAI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0EXTNAI the same for all accounts at Dsb Nainital Extn Counter, Nainital, Uttarakhand branch?
Yes. The IFSC BARB0EXTNAI is shared by every account held at Bank of Baroda's Dsb Nainital Extn Counter, Nainital, Uttarakhand branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0EXTNAI belongs to Bank of Baroda's DSB NAINITAL EXTN COUNTER, NAINITAL, UTTARAKHAND branch, located at DSB NAINITAL EXTN. COUNTER, NAINITAL, UTTARAKHAND - 263 001. in NAINITAL, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
