Below are the complete branch details for Bank of Baroda, CIVIL LINES branch, located in NAGPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBCNAG. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBCNAG for Bank of Baroda – CIVIL LINES — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBCNAG is the IFSC of Bank of Baroda's CIVIL LINES branch. The format is fixed: BARB = bank code, 0 = reserved, DBCNAG = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Civil Lines branch in Nagpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBCNAG.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Civil Lines |
| IFSC Code | BARB0DBCNAG |
| MICR Code | Refer to cheque leaf |
| Branch Address | AIR INDIA BUILDING CIVIL LINES NAGPUR 440001 |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 1800223344 |
Civil Lines branch overview
Located at AIR INDIA BUILDING CIVIL LINES NAGPUR 440001, the Civil Lines branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0DBCNAG is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CIVIL LINES of Bank of Baroda — its own 11-character IFSC. The code BARB0DBCNAG is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBCNAG the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Civil Lines branch
Once you have an account at Bank of Baroda – CIVIL LINES, the IFSC BARB0DBCNAG stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Civil Lines branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBCNAG
How to transfer money using IFSC BARB0DBCNAG
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBCNAG across all three.
NEFT to Bank of Baroda, CIVIL LINES using IFSC BARB0DBCNAG
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBCNAG, and confirm that the system picks up Bank of Baroda – CIVIL LINES. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CIVIL LINES
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's CIVIL LINES branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBCNAG while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – CIVIL LINES, use IMPS. With IFSC BARB0DBCNAG and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Civil Lines
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBCNAG:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CIVIL LINES is still linked to IFSC BARB0DBCNAG.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0DBCNAG
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – CIVIL LINES is still mapped to IFSC BARB0DBCNAG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBCNAG and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0DBCNAG
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the CIVIL LINES branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBCNAG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Civil Lines branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBCNAG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0DBCNAG
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – CIVIL LINES, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBCNAG. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Civil Lines branch
The branch is located at AIR INDIA BUILDING CIVIL LINES NAGPUR 440001, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Civil Lines branch” — the verified location pin for IFSC BARB0DBCNAG should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBCNAG and your account number.
Verifying IFSC BARB0DBCNAG from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBCNAG by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Civil Lines are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBCNAG continue to work without interruption.
Branch address & contact
Bank of BarodaCivil Lines Branch
AIR INDIA BUILDING CIVIL LINES NAGPUR 440001
Nagpur, Maharashtra
Phone: 22-1800223344
IFSC: BARB0DBCNAG
Frequently asked questions
What is the phone number of Bank of Baroda Civil Lines branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Civil Lines branch located?
Bank of Baroda's Civil Lines branch is located at AIR INDIA BUILDING CIVIL LINES NAGPUR 440001, Nagpur, Maharashtra.
How do I add Bank of Baroda Civil Lines as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBCNAG, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBCNAG the same for all accounts at Civil Lines branch?
Yes. The IFSC BARB0DBCNAG is shared by every account held at Bank of Baroda's Civil Lines branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Civil Lines branch but serve different purposes.
Does Bank of Baroda Civil Lines branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the IFSC code of Bank of Baroda Civil Lines branch?
The IFSC code of Bank of Baroda, Civil Lines branch is BARB0DBCNAG. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0DBCNAG valid for NEFT and RTGS?
Yes. IFSC BARB0DBCNAG is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BARB0DBCNAG is the IFSC code of Bank of Baroda, CIVIL LINES branch, in NAGPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
