Use this page as a one-stop reference for everything related to Bank of Baroda's NAGINA BR, DIST BIJNOR , UP branch in NAGINA, UTTAR PRADESH. The branch's IFSC code BARB0NAGINA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0NAGINA is the IFSC of Bank of Baroda's NAGINA BR, DIST BIJNOR , UP branch. The format is fixed: BARB = bank code, 0 = reserved, NAGINA = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Nagina Br, Dist Bijnor , Up |
| IFSC Code | BARB0NAGINA |
| MICR Code | Refer to cheque leaf |
| Branch Address | BARADARI BAZAR, NAGINA , DIST BIJNOR, UP 246 762 |
| City | Nagina |
| District | Bijnor |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Nagina Br, Dist Bijnor , Up branch in Nagina. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0NAGINA.
About this branch
The branch is located at BARADARI BAZAR, NAGINA , DIST BIJNOR, UP 246 762. It serves the Nagina region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0NAGINA is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAGINA BR, DIST BIJNOR , UP of Bank of Baroda — its own 11-character IFSC. The code BARB0NAGINA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0NAGINA the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0NAGINA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NAGINA across all three.
How to use IFSC BARB0NAGINA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's NAGINA BR, DIST BIJNOR , UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0NAGINA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as NAGINA BR, DIST BIJNOR , UP.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0NAGINA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – NAGINA BR, DIST BIJNOR , UP, ensure your bank's portal accepts IFSC BARB0NAGINA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda NAGINA BR, DIST BIJNOR , UP (IFSC BARB0NAGINA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0NAGINA in your mobile or internet banking app, and the money is credited to the NAGINA BR, DIST BIJNOR , UP branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0NAGINA for Bank of Baroda – NAGINA BR, DIST BIJNOR , UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0NAGINA | Yes – BARB0NAGINA | Yes – BARB0NAGINA |
For most retail customers crediting the Nagina Br, Dist Bijnor , Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's NAGINA BR, DIST BIJNOR , UP branch, the IFSC BARB0NAGINA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nagina Br, Dist Bijnor , Up branch is mapped to IFSC BARB0NAGINA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0NAGINA.
Products and services
Customers walking into the Nagina Br, Dist Bijnor , Up branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0NAGINA
MICR & cheque-truncation details
Cheques drawn on the Nagina Br, Dist Bijnor , Up branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NAGINA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Nagina Br, Dist Bijnor , Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0NAGINA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NAGINA BR, DIST BIJNOR , UP:
- The IFSC is exactly BARB0NAGINA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and NAGINA BR, DIST BIJNOR , UP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nagina Br, Dist Bijnor , Up branch
The branch is located at BARADARI BAZAR, NAGINA , DIST BIJNOR, UP 246 762, which puts it inside Nagina, the broader Bijnor district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Nagina Br, Dist Bijnor , Up branch” — the verified location pin for IFSC BARB0NAGINA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0NAGINA and your account number.
Verifying IFSC BARB0NAGINA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NAGINA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagina Br, Dist Bijnor , Up branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NAGINA, however, work 24x7.
Branch address & contact
Bank of BarodaNagina Br, Dist Bijnor , Up Branch
BARADARI BAZAR, NAGINA , DIST BIJNOR, UP 246 762
Nagina, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0NAGINA
Frequently asked questions
Can I use IFSC BARB0NAGINA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0NAGINA to send funds instantly.
How quickly will an NEFT transfer using BARB0NAGINA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Nagina Br, Dist Bijnor , Up reflect within 30 minutes.
What is the phone number of Bank of Baroda Nagina Br, Dist Bijnor , Up branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0NAGINA the same for all accounts at Nagina Br, Dist Bijnor , Up branch?
Yes. The IFSC BARB0NAGINA is shared by every account held at Bank of Baroda's Nagina Br, Dist Bijnor , Up branch. Only the account number changes from customer to customer.
Is IFSC BARB0NAGINA valid for NEFT and RTGS?
Yes. IFSC BARB0NAGINA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Nagina Br, Dist Bijnor , Up branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Nagina Br, Dist Bijnor , Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0NAGINA, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0NAGINA belongs to Bank of Baroda's NAGINA BR, DIST BIJNOR , UP branch, located at BARADARI BAZAR, NAGINA , DIST BIJNOR, UP 246 762 in NAGINA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
