IFSC Code of Bank of Baroda, Nacharam, Andhra Pradesh Branch, Andhra Pradesh

Below are the complete branch details for Bank of Baroda, NACHARAM, ANDHRA PRADESH branch, located in NACHARAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0NACHAR. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0NACHAR for Bank of Baroda – NACHARAM, ANDHRA PRADESH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – NACHARAM, ANDHRA PRADESH is BARB0NACHAR. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters NACHAR map to this branch in NACHARAM, ANDHRA PRADESH.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Nacharam, Andhra Pradesh branch — IFSC BARB0NACHAR — extends the bank's services to customers in and around Nacharam, Andhra Pradesh.

About the Nacharam, Andhra Pradesh branch

The Nacharam, Andhra Pradesh branch of Bank of Baroda is situated at 7-18F PART, NACHARAM MAIN ROAD, HYDERABAD, ANDHRA PRADESH - 500076. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0NACHAR is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's NACHARAM, ANDHRA PRADESH branch came to be assigned the code BARB0NACHAR.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0NACHAR, money simply cannot be routed to the NACHARAM, ANDHRA PRADESH branch electronically.

How to transfer money using IFSC BARB0NACHAR

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NACHAR across all three.

NEFT to Bank of Baroda, NACHARAM, ANDHRA PRADESH using IFSC BARB0NACHAR

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0NACHAR, and confirm that the system picks up Bank of Baroda – NACHARAM, ANDHRA PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NACHARAM, ANDHRA PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NACHARAM, ANDHRA PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0NACHAR while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda NACHARAM, ANDHRA PRADESH (IFSC BARB0NACHAR)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0NACHAR in your mobile or internet banking app, and the money is credited to the NACHARAM, ANDHRA PRADESH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Nacharam, Andhra Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0NACHAR:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NACHARAM, ANDHRA PRADESH is still linked to IFSC BARB0NACHAR.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's NACHARAM, ANDHRA PRADESH branch, the IFSC BARB0NACHAR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Nacharam, Andhra Pradesh branch is mapped to IFSC BARB0NACHAR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0NACHAR.

Products and services

Customers walking into the Nacharam, Andhra Pradesh branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0NACHAR

MICR & cheque-truncation details

Cheques drawn on the Nacharam, Andhra Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NACHAR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Nacharam, Andhra Pradesh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0NACHAR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NACHARAM, ANDHRA PRADESH:

• The IFSC is exactly BARB0NACHAR with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and NACHARAM, ANDHRA PRADESH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nacharam, Andhra Pradesh branch sits at 7-18F PART, NACHARAM MAIN ROAD, HYDERABAD, ANDHRA PRADESH - 500076. If you are travelling from outside Nacharam, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0NACHAR and your account number.

Verifying IFSC BARB0NACHAR from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NACHAR by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nacharam, Andhra Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NACHAR, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0NACHAR belongs to Bank of Baroda's NACHARAM, ANDHRA PRADESH branch, located at 7-18F PART, NACHARAM MAIN ROAD, HYDERABAD, ANDHRA PRADESH - 500076 in NACHARAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.