Use this page as a one-stop reference for everything related to Bank of Baroda's VIDYANAGAR MANDYA branch in MYSURU, KARNATAKA. The branch's IFSC code BARB0VJVNGR is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's VIDYANAGAR MANDYA branch, the IFSC BARB0VJVNGR breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJVNGR identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Vidyanagar Mandya branch in Mysuru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJVNGR.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Vidyanagar Mandya |
| IFSC Code | BARB0VJVNGR |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1636 LAXMI NILAYA 100 FEET ROAD VIDYANAGAR MANDYA 571401 |
| City | Mysuru |
| District | Mysuru |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at 1636 LAXMI NILAYA 100 FEET ROAD VIDYANAGAR MANDYA 571401. It serves the Mysuru region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJVNGR is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDYANAGAR MANDYA of Bank of Baroda — its own 11-character IFSC. The code BARB0VJVNGR is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJVNGR the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Vidyanagar Mandya branch
Once you have an account at Bank of Baroda – VIDYANAGAR MANDYA, the IFSC BARB0VJVNGR stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vidyanagar Mandya branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJVNGR
How to transfer money using IFSC BARB0VJVNGR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJVNGR across all three.
How to use IFSC BARB0VJVNGR for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's VIDYANAGAR MANDYA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJVNGR.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as VIDYANAGAR MANDYA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VIDYANAGAR MANDYA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VIDYANAGAR MANDYA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJVNGR while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda VIDYANAGAR MANDYA (IFSC BARB0VJVNGR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJVNGR in your mobile or internet banking app, and the money is credited to the VIDYANAGAR MANDYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJVNGR for Bank of Baroda – VIDYANAGAR MANDYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJVNGR | Yes – BARB0VJVNGR | Yes – BARB0VJVNGR |
For most retail customers crediting the Vidyanagar Mandya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VIDYANAGAR MANDYA branch, the IFSC BARB0VJVNGR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0VJVNGR
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VIDYANAGAR MANDYA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJVNGR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Vidyanagar Mandya branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJVNGR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0VJVNGR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VIDYANAGAR MANDYA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJVNGR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vidyanagar Mandya branch
The branch is located at 1636 LAXMI NILAYA 100 FEET ROAD VIDYANAGAR MANDYA 571401, which puts it inside Mysuru, the broader Mysuru district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Vidyanagar Mandya branch” — the verified location pin for IFSC BARB0VJVNGR should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJVNGR and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJVNGR for Bank of Baroda – VIDYANAGAR MANDYA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vidyanagar Mandya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJVNGR continue to work without interruption.
Branch address & contact
Bank of BarodaVidyanagar Mandya Branch
1636 LAXMI NILAYA 100 FEET ROAD VIDYANAGAR MANDYA 571401
Mysuru, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJVNGR
Frequently asked questions
Does Bank of Baroda Vidyanagar Mandya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the phone number of Bank of Baroda Vidyanagar Mandya branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Vidyanagar Mandya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJVNGR, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Vidyanagar Mandya branch?
The IFSC code of Bank of Baroda, Vidyanagar Mandya branch is BARB0VJVNGR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJVNGR the same for all accounts at Vidyanagar Mandya branch?
Yes. The IFSC BARB0VJVNGR is shared by every account held at Bank of Baroda's Vidyanagar Mandya branch. Only the account number changes from customer to customer.
Is IFSC BARB0VJVNGR valid for NEFT and RTGS?
Yes. IFSC BARB0VJVNGR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0VJVNGR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Vidyanagar Mandya reflect within 30 minutes.
Summary
The IFSC code BARB0VJVNGR belongs to Bank of Baroda's VIDYANAGAR MANDYA branch, located at 1636 LAXMI NILAYA 100 FEET ROAD VIDYANAGAR MANDYA 571401 in MYSURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
