IFSC Code of Bank of Baroda, Vidyavardhaka College of Engineering Branch Branch, Karnataka

If you are searching for the IFSC code of Bank of Baroda, VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH branch in MYSORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJVIDY. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0VJVIDY across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH branch, the IFSC BARB0VJVIDY breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJVIDY identifies this particular branch.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Vidyavardhaka College of Engineering Branch branch in Mysore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJVIDY.

Branch details at a glance

About the Vidyavardhaka College of Engineering Branch branch

The Vidyavardhaka College of Engineering Branch branch of Bank of Baroda is situated at VIDYAVARDHAKA COLLEGE OF ENGG. , GOKULAM III STAGE , MYSORE , MYSORE , 570002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJVIDY is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0VJVIDY is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJVIDY the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Vidyavardhaka College of Engineering Branch branch is mapped to IFSC BARB0VJVIDY on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VJVIDY.

Banking services available

The Vidyavardhaka College of Engineering Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJVIDY

How to transfer money using IFSC BARB0VJVIDY

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJVIDY across all three.

NEFT to Bank of Baroda, VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH using IFSC BARB0VJVIDY

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJVIDY, and confirm that the system picks up Bank of Baroda – VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJVIDY while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH, use IMPS. With IFSC BARB0VJVIDY and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VJVIDY for Bank of Baroda – VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vidyavardhaka College of Engineering Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0VJVIDY

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH is still mapped to IFSC BARB0VJVIDY. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJVIDY and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0VJVIDY

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJVIDY is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJVIDY and the account number together uniquely identify the Vidyavardhaka College of Engineering Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH:

• The IFSC is exactly BARB0VJVIDY with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vidyavardhaka College of Engineering Branch branch

The branch is located at VIDYAVARDHAKA COLLEGE OF ENGG. , GOKULAM III STAGE , MYSORE , MYSORE , 570002, which puts it inside Mysore, the broader Mysore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Vidyavardhaka College of Engineering Branch branch” — the verified location pin for IFSC BARB0VJVIDY should appear at the top of the results.
2. Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJVIDY and your account number.

Verifying IFSC BARB0VJVIDY from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJVIDY by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vidyavardhaka College of Engineering Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJVIDY continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0VJVIDY is the IFSC code of Bank of Baroda, VIDYAVARDHAKA COLLEGE OF ENGINEERING BRANCH branch, in MYSORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.