Below are the complete branch details for Bank of Baroda, FATEHPUR branch, located in MUZAFFARPUR, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0FATMUZ. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0FATMUZ for Bank of Baroda – FATEHPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – FATEHPUR is BARB0FATMUZ. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters FATMUZ map to this branch in MUZAFFARPUR, ODISHA.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Fatehpur branch — IFSC BARB0FATMUZ — extends the bank's services to customers in and around Muzaffarpur, Odisha.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Fatehpur |
| IFSC Code | BARB0FATMUZ |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL FATEHPUR,PO MIRAPUR,DIST MUZAFFARPUR,BIHAR 843103 |
| City | Muzaffarpur |
| District | Cuttack |
| State | Odisha |
| Phone | 1800223344 |
About this branch
The branch is located at VILL FATEHPUR,PO MIRAPUR,DIST MUZAFFARPUR,BIHAR 843103. It serves the Muzaffarpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0FATMUZ is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's FATEHPUR branch came to be assigned the code BARB0FATMUZ.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0FATMUZ, money simply cannot be routed to the FATEHPUR branch electronically.
Products and account variants supported
Every account opened at the Fatehpur branch is mapped to IFSC BARB0FATMUZ on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0FATMUZ.
Products and services
Customers walking into the Fatehpur branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0FATMUZ
How to transfer money using IFSC BARB0FATMUZ
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0FATMUZ across all three.
NEFT to Bank of Baroda, FATEHPUR using IFSC BARB0FATMUZ
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0FATMUZ, and confirm that the system picks up Bank of Baroda – FATEHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0FATMUZ
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – FATEHPUR, ensure your bank's portal accepts IFSC BARB0FATMUZ while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda FATEHPUR (IFSC BARB0FATMUZ)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0FATMUZ in your mobile or internet banking app, and the money is credited to the FATEHPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Fatehpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0FATMUZ:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at FATEHPUR is still linked to IFSC BARB0FATMUZ.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's FATEHPUR branch, the IFSC BARB0FATMUZ is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0FATMUZ
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the FATEHPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0FATMUZ is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0FATMUZ and the account number together uniquely identify the Fatehpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – FATEHPUR:
- The IFSC is exactly BARB0FATMUZ with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and FATEHPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Fatehpur branch
The branch is located at VILL FATEHPUR,PO MIRAPUR,DIST MUZAFFARPUR,BIHAR 843103, which puts it inside Muzaffarpur, the broader Cuttack district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Fatehpur branch” — the verified location pin for IFSC BARB0FATMUZ should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0FATMUZ and your account number.
Verifying IFSC BARB0FATMUZ from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0FATMUZ by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Fatehpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0FATMUZ, however, work 24x7.
Branch address & contact
Bank of BarodaFatehpur Branch
VILL FATEHPUR,PO MIRAPUR,DIST MUZAFFARPUR,BIHAR 843103
Muzaffarpur, Odisha
Phone: 1800223344
IFSC: BARB0FATMUZ
Frequently asked questions
What is the IFSC code of Bank of Baroda Fatehpur branch?
The IFSC code of Bank of Baroda, Fatehpur branch is BARB0FATMUZ. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Fatehpur branch but serve different purposes.
What is the phone number of Bank of Baroda Fatehpur branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0FATMUZ valid for NEFT and RTGS?
Yes. IFSC BARB0FATMUZ is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Fatehpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Is IFSC BARB0FATMUZ the same for all accounts at Fatehpur branch?
Yes. The IFSC BARB0FATMUZ is shared by every account held at Bank of Baroda's Fatehpur branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Fatehpur branch located?
Bank of Baroda's Fatehpur branch is located at VILL FATEHPUR,PO MIRAPUR,DIST MUZAFFARPUR,BIHAR 843103, Muzaffarpur, Odisha.
Summary
The IFSC code BARB0FATMUZ belongs to Bank of Baroda's FATEHPUR branch, located at VILL FATEHPUR,PO MIRAPUR,DIST MUZAFFARPUR,BIHAR 843103 in MUZAFFARPUR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
