Use this page as a one-stop reference for everything related to Bank of Baroda's PEDDAR ROAD branch in MUMBAI, MAHARASHTRA. The branch's IFSC code BARB0DBPEDD is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBPEDD is the IFSC of Bank of Baroda's PEDDAR ROAD branch. The format is fixed: BARB = bank code, 0 = reserved, DBPEDD = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Peddar Road branch in Mumbai, Maharashtra is part of this network and uses the IFSC code BARB0DBPEDD for all electronic settlement.
About this branch
The branch is located at 219SHANTI22PEDDAR ROADAJUMAL MANSION MUMBAI MUMBAI MAHARASHTRA 400026. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBPEDD is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Peddar Road |
| IFSC Code | BARB0DBPEDD |
| MICR Code | Refer to cheque leaf |
| Branch Address | 219SHANTI22PEDDAR ROADAJUMAL MANSION MUMBAI MUMBAI MAHARASHTRA 400026 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PEDDAR ROAD branch came to be assigned the code BARB0DBPEDD.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBPEDD, money simply cannot be routed to the PEDDAR ROAD branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBPEDD and the account number together uniquely identify the Peddar Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0DBPEDD
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBPEDD across all three.
How to use IFSC BARB0DBPEDD for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's PEDDAR ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBPEDD.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as PEDDAR ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0DBPEDD
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – PEDDAR ROAD, ensure your bank's portal accepts IFSC BARB0DBPEDD while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – PEDDAR ROAD, use IMPS. With IFSC BARB0DBPEDD and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBPEDD for Bank of Baroda – PEDDAR ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBPEDD | Yes – BARB0DBPEDD | Yes – BARB0DBPEDD |
For most retail customers crediting the Peddar Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBPEDD
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PEDDAR ROAD is still mapped to IFSC BARB0DBPEDD. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBPEDD and the beneficiary's account number to complete the transfer.
Account types you can open at the Peddar Road branch
Once you have an account at Bank of Baroda – PEDDAR ROAD, the IFSC BARB0DBPEDD stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Peddar Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBPEDD
Online banking and IFSC BARB0DBPEDD
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the PEDDAR ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBPEDD is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Peddar Road branch sits at 219SHANTI22PEDDAR ROADAJUMAL MANSION MUMBAI MUMBAI MAHARASHTRA 400026. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBPEDD and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PEDDAR ROAD:
- The IFSC is exactly BARB0DBPEDD with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and PEDDAR ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Peddar Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBPEDD, however, work 24x7.
Verifying IFSC BARB0DBPEDD from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBPEDD by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaPeddar Road Branch
219SHANTI22PEDDAR ROADAJUMAL MANSION MUMBAI MUMBAI MAHARASHTRA 400026
Mumbai, Maharashtra
Phone: 22-1800223344
IFSC: BARB0DBPEDD
Frequently asked questions
How do I add Bank of Baroda Peddar Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBPEDD, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0DBPEDD be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Peddar Road reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Peddar Road branch?
The IFSC code of Bank of Baroda, Peddar Road branch is BARB0DBPEDD. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Baroda Peddar Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Peddar Road branch but serve different purposes.
What is the phone number of Bank of Baroda Peddar Road branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Can I use IFSC BARB0DBPEDD for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBPEDD to send funds instantly.
Final notes
To recap: BARB0DBPEDD is the IFSC code of Bank of Baroda, PEDDAR ROAD branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
