IFSC Code of Bank of Baroda, Malad Kandivali Link Road, Mh Branch, Maharashtra

If you are searching for the IFSC code of Bank of Baroda, MALAD KANDIVALI LINK ROAD, MH branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BARB0MALKAN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALAD KANDIVALI LINK ROAD, MH branch, and detailed step-by-step guides for using the IFSC BARB0MALKAN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – MALAD KANDIVALI LINK ROAD, MH is BARB0MALKAN. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MALKAN map to this branch in MUMBAI, MAHARASHTRA.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Malad Kandivali Link Road, Mh branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0MALKAN.

Branch details at a glance

About this branch

The branch is located at PLOT NO 8,GROUND FLOOR AND BASEMENT,PADMA NAGAR LINK ROAD,MIT CHOWKY ,MALAD WEST,MUMBAI ,MAHARASHTRA 400064.. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0MALKAN is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MALAD KANDIVALI LINK ROAD, MH of Bank of Baroda — its own 11-character IFSC. The code BARB0MALKAN is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0MALKAN the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Malad Kandivali Link Road, Mh branch is mapped to IFSC BARB0MALKAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0MALKAN.

Products and services

Customers walking into the Malad Kandivali Link Road, Mh branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0MALKAN

How to transfer money using IFSC BARB0MALKAN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MALKAN across all three.

How to use IFSC BARB0MALKAN for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's MALAD KANDIVALI LINK ROAD, MH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0MALKAN.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as MALAD KANDIVALI LINK ROAD, MH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MALAD KANDIVALI LINK ROAD, MH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MALAD KANDIVALI LINK ROAD, MH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MALKAN while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda MALAD KANDIVALI LINK ROAD, MH (IFSC BARB0MALKAN)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0MALKAN in your mobile or internet banking app, and the money is credited to the MALAD KANDIVALI LINK ROAD, MH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Malad Kandivali Link Road, Mh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0MALKAN:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MALAD KANDIVALI LINK ROAD, MH is still linked to IFSC BARB0MALKAN.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's MALAD KANDIVALI LINK ROAD, MH branch, the IFSC BARB0MALKAN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BARB0MALKAN

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the MALAD KANDIVALI LINK ROAD, MH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0MALKAN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MALKAN and the account number together uniquely identify the Malad Kandivali Link Road, Mh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BARB0MALKAN

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – MALAD KANDIVALI LINK ROAD, MH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0MALKAN.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Malad Kandivali Link Road, Mh branch

The branch is located at PLOT NO 8,GROUND FLOOR AND BASEMENT,PADMA NAGAR LINK ROAD,MIT CHOWKY ,MALAD WEST,MUMBAI ,MAHARASHTRA 400064., which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Malad Kandivali Link Road, Mh branch” — the verified location pin for IFSC BARB0MALKAN should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0MALKAN and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0MALKAN for Bank of Baroda – MALAD KANDIVALI LINK ROAD, MH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Malad Kandivali Link Road, Mh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0MALKAN, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0MALKAN belongs to Bank of Baroda's MALAD KANDIVALI LINK ROAD, MH branch, located at PLOT NO 8,GROUND FLOOR AND BASEMENT,PADMA NAGAR LINK ROAD,MIT CHOWKY ,MALAD… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.