Use this page as a one-stop reference for everything related to Bank of Baroda's MAHIM BRANCH, MUMBAI branch in MUMBAI, MAHARASHTRA. The branch's IFSC code BARB0MCMAHI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – MAHIM BRANCH, MUMBAI is BARB0MCMAHI. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MCMAHI map to this branch in MUMBAI, MAHARASHTRA.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Mahim Branch, Mumbai branch — IFSC BARB0MCMAHI — extends the bank's services to customers in and around Mumbai, Maharashtra.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Mahim Branch, Mumbai |
| IFSC Code | BARB0MCMAHI |
| MICR Code | Refer to cheque leaf |
| Branch Address | 80, L. J. ROAD, OPPOSITE ICICI BANK, MAHIM (WEST), MUMBAI |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| Phone | 1800223344 |
About the Mahim Branch, Mumbai branch
The Mahim Branch, Mumbai branch of Bank of Baroda is situated at 80, L. J. ROAD, OPPOSITE ICICI BANK, MAHIM (WEST), MUMBAI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0MCMAHI is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's MAHIM BRANCH, MUMBAI branch came to be assigned the code BARB0MCMAHI.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0MCMAHI, money simply cannot be routed to the MAHIM BRANCH, MUMBAI branch electronically.
Account types you can open at the Mahim Branch, Mumbai branch
Once you have an account at Bank of Baroda – MAHIM BRANCH, MUMBAI, the IFSC BARB0MCMAHI stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mahim Branch, Mumbai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0MCMAHI
How to transfer money using IFSC BARB0MCMAHI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MCMAHI across all three.
How to use IFSC BARB0MCMAHI for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's MAHIM BRANCH, MUMBAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0MCMAHI.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as MAHIM BRANCH, MUMBAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0MCMAHI
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – MAHIM BRANCH, MUMBAI, ensure your bank's portal accepts IFSC BARB0MCMAHI while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – MAHIM BRANCH, MUMBAI, use IMPS. With IFSC BARB0MCMAHI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mahim Branch, Mumbai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0MCMAHI:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAHIM BRANCH, MUMBAI is still linked to IFSC BARB0MCMAHI.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0MCMAHI
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MAHIM BRANCH, MUMBAI is still mapped to IFSC BARB0MCMAHI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MCMAHI and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0MCMAHI
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the MAHIM BRANCH, MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0MCMAHI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MCMAHI and the account number together uniquely identify the Mahim Branch, Mumbai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0MCMAHI
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – MAHIM BRANCH, MUMBAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0MCMAHI. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mahim Branch, Mumbai branch sits at 80, L. J. ROAD, OPPOSITE ICICI BANK, MAHIM (WEST), MUMBAI. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0MCMAHI and your account number.
Verifying IFSC BARB0MCMAHI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0MCMAHI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mahim Branch, Mumbai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0MCMAHI, however, work 24x7.
Branch address & contact
Bank of BarodaMahim Branch, Mumbai Branch
80, L. J. ROAD, OPPOSITE ICICI BANK, MAHIM (WEST), MUMBAI
Mumbai, Maharashtra
Phone: 1800223344
IFSC: BARB0MCMAHI
Frequently asked questions
Is IFSC BARB0MCMAHI the same for all accounts at Mahim Branch, Mumbai branch?
Yes. The IFSC BARB0MCMAHI is shared by every account held at Bank of Baroda's Mahim Branch, Mumbai branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mahim Branch, Mumbai branch but serve different purposes.
Can I use IFSC BARB0MCMAHI for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0MCMAHI to send funds instantly.
What is the IFSC code of Bank of Baroda Mahim Branch, Mumbai branch?
The IFSC code of Bank of Baroda, Mahim Branch, Mumbai branch is BARB0MCMAHI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Mahim Branch, Mumbai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0MCMAHI, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0MCMAHI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Mahim Branch, Mumbai reflect within 30 minutes.
Summary
The IFSC code BARB0MCMAHI belongs to Bank of Baroda's MAHIM BRANCH, MUMBAI branch, located at 80, L. J. ROAD, OPPOSITE ICICI BANK, MAHIM (WEST), MUMBAI in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
