IFSC Code of Bank of Baroda, Dr Ambedkar Rd Bandra W Branch, Maharashtra

If you are searching for the IFSC code of Bank of Baroda, DR AMBEDKAR RD BANDRA W branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJDRAM. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DR AMBEDKAR RD BANDRA W branch, and detailed step-by-step guides for using the IFSC BARB0VJDRAM across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's DR AMBEDKAR RD BANDRA W branch, the IFSC BARB0VJDRAM breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJDRAM identifies this particular branch.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Dr Ambedkar Rd Bandra W branch — IFSC BARB0VJDRAM — extends the bank's services to customers in and around Mumbai, Maharashtra.

Branch details at a glance

About the Dr Ambedkar Rd Bandra W branch

The Dr Ambedkar Rd Bandra W branch of Bank of Baroda is situated at PLOT NO 324 , JUNCTION OF DRAMBEDKAR , ROAD 33 RD VILLAGE , MUMBAI , 400050. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJDRAM is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's DR AMBEDKAR RD BANDRA W branch came to be assigned the code BARB0VJDRAM.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJDRAM, money simply cannot be routed to the DR AMBEDKAR RD BANDRA W branch electronically.

Account types you can open at the Dr Ambedkar Rd Bandra W branch

Once you have an account at Bank of Baroda – DR AMBEDKAR RD BANDRA W, the IFSC BARB0VJDRAM stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dr Ambedkar Rd Bandra W branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VJDRAM

How to transfer money using IFSC BARB0VJDRAM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJDRAM across all three.

How to use IFSC BARB0VJDRAM for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's DR AMBEDKAR RD BANDRA W branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0VJDRAM.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as DR AMBEDKAR RD BANDRA W.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BARB0VJDRAM

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – DR AMBEDKAR RD BANDRA W, ensure your bank's portal accepts IFSC BARB0VJDRAM while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda DR AMBEDKAR RD BANDRA W (IFSC BARB0VJDRAM)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJDRAM in your mobile or internet banking app, and the money is credited to the DR AMBEDKAR RD BANDRA W branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VJDRAM for Bank of Baroda – DR AMBEDKAR RD BANDRA W, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dr Ambedkar Rd Bandra W branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's DR AMBEDKAR RD BANDRA W branch, the IFSC BARB0VJDRAM is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BARB0VJDRAM

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the DR AMBEDKAR RD BANDRA W branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJDRAM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Dr Ambedkar Rd Bandra W branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJDRAM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – DR AMBEDKAR RD BANDRA W:

• The IFSC is exactly BARB0VJDRAM with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and DR AMBEDKAR RD BANDRA W as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dr Ambedkar Rd Bandra W branch sits at PLOT NO 324 , JUNCTION OF DRAMBEDKAR , ROAD 33 RD VILLAGE , MUMBAI , 400050. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJDRAM and your account number.

Verifying IFSC BARB0VJDRAM from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJDRAM by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dr Ambedkar Rd Bandra W branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJDRAM, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VJDRAM belongs to Bank of Baroda's DR AMBEDKAR RD BANDRA W branch, located at PLOT NO 324 , JUNCTION OF DRAMBEDKAR , ROAD 33 RD VILLAGE , MUMBAI , 400050 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.