IFSC Code of Bank of Baroda, Mota Varachh, Dist. Surat Branch, Gujarat

If you are searching for the IFSC code of Bank of Baroda, MOTA VARACHH, DIST. SURAT branch in MOTA VARACHHA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0MOTSUR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MOTA VARACHH, DIST. SURAT branch, and detailed step-by-step guides for using the IFSC BARB0MOTSUR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0MOTSUR is the IFSC of Bank of Baroda's MOTA VARACHH, DIST. SURAT branch. The format is fixed: BARB = bank code, 0 = reserved, MOTSUR = branch identifier.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Mota Varachh, Dist. Surat branch in Mota Varachha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0MOTSUR.

Branch details at a glance

About the Mota Varachh, Dist. Surat branch

The Mota Varachh, Dist. Surat branch of Bank of Baroda is situated at GRAM PANCHAYAT BLDG., MOTA VARACHHA, DIST. SURAT, GUJARAT - 394 101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0MOTSUR is used.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOTA VARACHH, DIST. SURAT of Bank of Baroda — its own 11-character IFSC. The code BARB0MOTSUR is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0MOTSUR the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mota Varachh, Dist. Surat branch is mapped to IFSC BARB0MOTSUR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0MOTSUR.

Products and services

Customers walking into the Mota Varachh, Dist. Surat branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0MOTSUR

How to transfer money using IFSC BARB0MOTSUR

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MOTSUR across all three.

NEFT to Bank of Baroda, MOTA VARACHH, DIST. SURAT using IFSC BARB0MOTSUR

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0MOTSUR, and confirm that the system picks up Bank of Baroda – MOTA VARACHH, DIST. SURAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MOTA VARACHH, DIST. SURAT

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MOTA VARACHH, DIST. SURAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MOTSUR while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – MOTA VARACHH, DIST. SURAT, use IMPS. With IFSC BARB0MOTSUR and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mota Varachh, Dist. Surat

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0MOTSUR:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MOTA VARACHH, DIST. SURAT is still linked to IFSC BARB0MOTSUR.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's MOTA VARACHH, DIST. SURAT branch, the IFSC BARB0MOTSUR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BARB0MOTSUR

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the MOTA VARACHH, DIST. SURAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0MOTSUR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MOTSUR and the account number together uniquely identify the Mota Varachh, Dist. Surat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – MOTA VARACHH, DIST. SURAT:

• The IFSC is exactly BARB0MOTSUR with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and MOTA VARACHH, DIST. SURAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mota Varachh, Dist. Surat branch sits at GRAM PANCHAYAT BLDG., MOTA VARACHHA, DIST. SURAT, GUJARAT - 394 101. If you are travelling from outside Mota Varachha, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0MOTSUR and your account number.

Verifying IFSC BARB0MOTSUR from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0MOTSUR by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Mota Varachh, Dist. Surat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0MOTSUR continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0MOTSUR is the IFSC code of Bank of Baroda, MOTA VARACHH, DIST. SURAT branch, in MOTA VARACHHA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.