IFSC Code of Bank of Baroda, Trajpar Area,Rajkot Branch, Gujarat

Below are the complete branch details for Bank of Baroda, TRAJPAR AREA,RAJKOT branch, located in MORVI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0TRAMOR. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0TRAMOR for Bank of Baroda – TRAJPAR AREA,RAJKOT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – TRAJPAR AREA,RAJKOT is BARB0TRAMOR. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters TRAMOR map to this branch in MORVI, GUJARAT.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Trajpar Area,Rajkot branch — IFSC BARB0TRAMOR — extends the bank's services to customers in and around Morvi, Gujarat.

Trajpar Area,Rajkot branch overview

Located at SHAKTI CHAMBERS NO 1,FIRST FLOOR,NH 8 A,TRAJPAR,MORVI,DIST RAJKOT,GUJARAT 363642., the Trajpar Area,Rajkot branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0TRAMOR is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's TRAJPAR AREA,RAJKOT branch came to be assigned the code BARB0TRAMOR.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0TRAMOR, money simply cannot be routed to the TRAJPAR AREA,RAJKOT branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0TRAMOR and the account number together uniquely identify the Trajpar Area,Rajkot branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC BARB0TRAMOR

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0TRAMOR across all three.

NEFT to Bank of Baroda, TRAJPAR AREA,RAJKOT using IFSC BARB0TRAMOR

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0TRAMOR, and confirm that the system picks up Bank of Baroda – TRAJPAR AREA,RAJKOT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TRAJPAR AREA,RAJKOT

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's TRAJPAR AREA,RAJKOT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0TRAMOR while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda TRAJPAR AREA,RAJKOT (IFSC BARB0TRAMOR)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0TRAMOR in your mobile or internet banking app, and the money is credited to the TRAJPAR AREA,RAJKOT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0TRAMOR for Bank of Baroda – TRAJPAR AREA,RAJKOT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Trajpar Area,Rajkot branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's TRAJPAR AREA,RAJKOT branch, the IFSC BARB0TRAMOR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Trajpar Area,Rajkot branch is mapped to IFSC BARB0TRAMOR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0TRAMOR.

Banking services available

The Trajpar Area,Rajkot branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0TRAMOR

Online banking and IFSC BARB0TRAMOR

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the TRAJPAR AREA,RAJKOT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0TRAMOR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Trajpar Area,Rajkot branch

The branch is located at SHAKTI CHAMBERS NO 1,FIRST FLOOR,NH 8 A,TRAJPAR,MORVI,DIST RAJKOT,GUJARAT 363642., which puts it inside Morvi, the broader Rajkot district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Trajpar Area,Rajkot branch” — the verified location pin for IFSC BARB0TRAMOR should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0TRAMOR and your account number.

Common mistakes to avoid when using IFSC BARB0TRAMOR

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – TRAJPAR AREA,RAJKOT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0TRAMOR.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Trajpar Area,Rajkot are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0TRAMOR continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0TRAMOR for Bank of Baroda – TRAJPAR AREA,RAJKOT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0TRAMOR is the IFSC code of Bank of Baroda, TRAJPAR AREA,RAJKOT branch, in MORVI, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.