Below are the complete branch details for Bank of Baroda, PIPALIYA branch, located in MORBI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBPIPL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBPIPL for Bank of Baroda – PIPALIYA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBPIPL is the IFSC of Bank of Baroda's PIPALIYA branch. The format is fixed: BARB = bank code, 0 = reserved, DBPIPL = branch identifier.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pipaliya branch in Morbi, Gujarat is part of this network and uses the IFSC code BARB0DBPIPL for all electronic settlement.
About this branch
The branch is located at LAXMI CHAMBERS NR RAVI RAJ GINNINGPIPALIYA CHAR RASTA PIPALIYA 363660 PIPALIYA MORBI GUJARAT 363660. It serves the Morbi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBPIPL is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Pipaliya |
| IFSC Code | BARB0DBPIPL |
| MICR Code | Refer to cheque leaf |
| Branch Address | LAXMI CHAMBERS NR RAVI RAJ GINNINGPIPALIYA CHAR RASTA PIPALIYA 363660 PIPALIYA MORBI GUJARAT 363660 |
| City | Morbi |
| District | Morbi |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PIPALIYA branch came to be assigned the code BARB0DBPIPL.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBPIPL, money simply cannot be routed to the PIPALIYA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBPIPL and the account number together uniquely identify the Pipaliya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0DBPIPL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBPIPL across all three.
NEFT to Bank of Baroda, PIPALIYA using IFSC BARB0DBPIPL
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBPIPL, and confirm that the system picks up Bank of Baroda – PIPALIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0DBPIPL
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – PIPALIYA, ensure your bank's portal accepts IFSC BARB0DBPIPL while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – PIPALIYA, use IMPS. With IFSC BARB0DBPIPL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBPIPL for Bank of Baroda – PIPALIYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBPIPL | Yes – BARB0DBPIPL | Yes – BARB0DBPIPL |
For most retail customers crediting the Pipaliya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's PIPALIYA branch, the IFSC BARB0DBPIPL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pipaliya branch is mapped to IFSC BARB0DBPIPL on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBPIPL.
Banking services available
The Pipaliya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBPIPL
Digital banking channels
Most day-to-day work that customers used to do at the Pipaliya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBPIPL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Pipaliya branch sits at LAXMI CHAMBERS NR RAVI RAJ GINNINGPIPALIYA CHAR RASTA PIPALIYA 363660 PIPALIYA MORBI GUJARAT 363660. If you are travelling from outside Morbi, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBPIPL and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PIPALIYA:
- The IFSC is exactly BARB0DBPIPL with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and PIPALIYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Pipaliya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBPIPL continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0DBPIPL for Bank of Baroda – PIPALIYA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaPipaliya Branch
LAXMI CHAMBERS NR RAVI RAJ GINNINGPIPALIYA CHAR RASTA PIPALIYA 363660 PIPALIYA MORBI GUJARAT 363660
Morbi, Gujarat
Phone: 22-1800223344
IFSC: BARB0DBPIPL
Frequently asked questions
Does Bank of Baroda Pipaliya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the IFSC code of Bank of Baroda Pipaliya branch?
The IFSC code of Bank of Baroda, Pipaliya branch is BARB0DBPIPL. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Pipaliya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBPIPL, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBPIPL the same for all accounts at Pipaliya branch?
Yes. The IFSC BARB0DBPIPL is shared by every account held at Bank of Baroda's Pipaliya branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0DBPIPL for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBPIPL to send funds instantly.
How quickly will an NEFT transfer using BARB0DBPIPL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Pipaliya reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pipaliya branch but serve different purposes.
Is IFSC BARB0DBPIPL valid for NEFT and RTGS?
Yes. IFSC BARB0DBPIPL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0DBPIPL belongs to Bank of Baroda's PIPALIYA branch, located at LAXMI CHAMBERS NR RAVI RAJ GINNINGPIPALIYA CHAR RASTA PIPALIYA 363660 PIPALIYA… in MORBI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
