IFSC Code of Bank of Baroda, Sambhal Road, Moradabad,Up Branch, Uttar Pradesh

If you are searching for the IFSC code of Bank of Baroda, SAMBHAL ROAD, MORADABAD,UP branch in MORADABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0SAMBHA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAMBHAL ROAD, MORADABAD,UP branch, and detailed step-by-step guides for using the IFSC BARB0SAMBHA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – SAMBHAL ROAD, MORADABAD,UP is BARB0SAMBHA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SAMBHA map to this branch in MORADABAD, UTTAR PRADESH.

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Sambhal Road, Moradabad,Up branch — IFSC BARB0SAMBHA — extends the bank's services to customers in and around Moradabad, Uttar Pradesh.

Branch details at a glance

About this branch

The branch is located at BANK OF BARODA,JABBAR COLONY,OPP. NAMAK KA GODOWN,NEAR KOHINOOR TIRAHA,MORADABAD,UTTAR PRADESH 244102.. It serves the Moradabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0SAMBHA is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAMBHAL ROAD, MORADABAD,UP of Bank of Baroda — its own 11-character IFSC. The code BARB0SAMBHA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0SAMBHA the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sambhal Road, Moradabad,Up branch

Once you have an account at Bank of Baroda – SAMBHAL ROAD, MORADABAD,UP, the IFSC BARB0SAMBHA stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sambhal Road, Moradabad,Up branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0SAMBHA

How to transfer money using IFSC BARB0SAMBHA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SAMBHA across all three.

NEFT to Bank of Baroda, SAMBHAL ROAD, MORADABAD,UP using IFSC BARB0SAMBHA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SAMBHA, and confirm that the system picks up Bank of Baroda – SAMBHAL ROAD, MORADABAD,UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SAMBHAL ROAD, MORADABAD,UP

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SAMBHAL ROAD, MORADABAD,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SAMBHA while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda SAMBHAL ROAD, MORADABAD,UP (IFSC BARB0SAMBHA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SAMBHA in your mobile or internet banking app, and the money is credited to the SAMBHAL ROAD, MORADABAD,UP branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sambhal Road, Moradabad,Up

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0SAMBHA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAMBHAL ROAD, MORADABAD,UP is still linked to IFSC BARB0SAMBHA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SAMBHAL ROAD, MORADABAD,UP branch, the IFSC BARB0SAMBHA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sambhal Road, Moradabad,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SAMBHA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SAMBHA and the account number together uniquely identify the Sambhal Road, Moradabad,Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SAMBHAL ROAD, MORADABAD,UP:

• The IFSC is exactly BARB0SAMBHA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and SAMBHAL ROAD, MORADABAD,UP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sambhal Road, Moradabad,Up branch

The branch is located at BANK OF BARODA,JABBAR COLONY,OPP. NAMAK KA GODOWN,NEAR KOHINOOR TIRAHA,MORADABAD,UTTAR PRADESH 244102., which puts it inside Moradabad, the broader Moradabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Sambhal Road, Moradabad,Up branch” — the verified location pin for IFSC BARB0SAMBHA should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0SAMBHA and your account number.

Verifying IFSC BARB0SAMBHA from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SAMBHA by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sambhal Road, Moradabad,Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0SAMBHA continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0SAMBHA belongs to Bank of Baroda's SAMBHAL ROAD, MORADABAD,UP branch, located at BANK OF BARODA,JABBAR COLONY,OPP. NAMAK KA GODOWN,NEAR KOHINOOR… in MORADABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.